Fiserv, Inc.

Fiserv, Inc.

127.56
BRL
+5.57
(+4.57%)
13.62EPS
9.17P/E
132.14BMarket Cap
Nov 03Next Earn

Total Valuation

BRL

As of June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh carries a market capitalization of 132.14B, placing it among publicly traded companies globally. Its enterprise value stands at 275.90B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap132.14B
Enterprise Value275.90B

Important Dates

Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh's next confirmed earnings release is scheduled for November 3, 2026.

Earnings Date11/3/2026

Share Statistics

As of June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh has 1.06B shares outstanding.

Shares Outstanding1.06B

Valuation Ratios

As of June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh trades at a trailing price-to-earnings ratio of 9.17. The price-to-sales ratio is 1.23, and the price-to-book ratio stands at 0.95.

PE Ratio9.17
PS Ratio1.23
PB Ratio0.95
P/TBV Ratio-1.26
P/FCF Ratio4.43
P/OCF Ratio4.41

Enterprise Valuation

As of June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh trades at an EV/EBITDA multiple of 6.73 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 2.56 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 11.45 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh trades at an EV/FCF ratio of 7.49, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 275.90B versus a market cap of 132.14B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.56
EV / EBITDA6.73
EV / EBIT11.45
EV / FCF7.49

Financial Position

As of June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh maintains a current ratio of 1.04, meaning it holds 1.0x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 104.11, indicating elevated leverage, while an interest coverage ratio of 5.10 demonstrates adequate ability to service its debt obligations.

Current Ratio1.04
Quick Ratio0.18
Debt / Equity104.11
Debt / EBITDA3.54
Interest Coverage5.10

Financial Efficiency

BRL

Over the twelve months ended June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh posted a return on equity (ROE) of 10.75, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 6.99 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 3.45, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.39, useful for judging operating efficiency across full business cycles. The company generates approximately 2.84M in revenue per employee across its workforce of 38,000.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)10.75
Return on Assets (ROA)3.45
Return on Invested Capital (ROIC)6.99
Return on Capital Employed (ROCE)7.39
Revenue Per Employee2.84M
Employee Count38,000.00

Taxes

BRL

Over the twelve months ended June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh recorded 2.87B in income tax expense. That works out to an effective tax rate of 16.85, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 17.03B, leaving 14.48B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax2.87B
Effective Tax Rate16.85

Stock Price Statistics

BRL

As of the close on October 22, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh's stock has declined approximately 62.54% over the past 52 weeks. The 50-day moving average sits at 128.35, while the 200-day moving average is 148.40.

52-Week Price Change-62.54%
50-Day Moving Average128.35
200-Day Moving Average148.40

Income Statement

BRL

Over the twelve months ended June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh generated 107.86B in revenue and converted that into 14.48B in net income, yielding earnings per share of 13.62. EBITDA reached 40.97B, while operating income came in at 23.10B.

Revenue107.86B
Gross Profit60.64B
Operating Income23.10B
Pretax Income17.03B
Net Income14.48B
EBITDA40.97B
EBIT24.09B
Earnings Per Share (EPS)13.62

Balance Sheet

BRL

As of June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh holds 1.27B in cash and equivalents against 144.91B in total debt, resulting in a net debt position of 130.86B. Total book value stands at 139.07B, with working capital of 5.46B providing operational flexibility.

Cash & Cash Equivalents1.27B
Total Debt144.91B
Net Debt130.86B
Equity (Book Value)139.07B
Book Value Per Share131.61
Working Capital5.46B

Cash Flow

BRL

Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh produced 30.14B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow30.14B
Free Cash Flow30.14B
FCF Per Share28.38

Margins

Over the twelve months ended June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh posted a gross margin of 56.22, reflecting its pricing power and cost economics. The operating margin of 21.41 and net profit margin of 13.42 provide insight into operational efficiency.

Gross Margin56.22
Operating Margin21.41
Pretax Margin15.79
Profit Margin13.42
EBITDA Margin37.99

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 22.56, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 19.75, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh shareholders.

Shareholder Yield19.75
FCF Yield22.56

Scores

As of June 30, 2026, Fiserv, Inc. Unsponsored Brazilian Depositary Receipt Repr 1/2 Sh has an Altman Z-Score of 2.56, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score2.56