Guidewire Software, Inc.

Guidewire Software, Inc.

79.52
BRL
+3.04
(+3.97%)
0.69EPS
82.69P/E
56.97BMarket Cap
Dec 03Next Earn

Total Valuation

BRL

As of July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh carries a market capitalization of 56.97B, placing it among publicly traded companies globally. Its enterprise value stands at 56.78B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap56.97B
Enterprise Value56.78B

Important Dates

Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh's next confirmed earnings release is scheduled for December 3, 2026.

Earnings Date12/3/2026

Share Statistics

As of July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh has 981.93M shares outstanding.

Shares Outstanding981.93M

Valuation Ratios

As of July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh trades at a trailing price-to-earnings ratio of 82.69. The price-to-sales ratio is 7.81, and the price-to-book ratio stands at 9.40.

PE Ratio82.69
PS Ratio7.81
PB Ratio9.40
P/TBV Ratio14.88
P/FCF Ratio30.91
P/OCF Ratio29.55

Enterprise Valuation

As of July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh trades at an EV/EBITDA multiple of 62.87 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 7.58 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 74.59 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh trades at an EV/FCF ratio of 28.74, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 56.78B versus a market cap of 56.97B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales7.58
EV / EBITDA62.87
EV / EBIT74.59
EV / FCF28.74

Financial Position

As of July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh maintains a current ratio of 1.79, meaning it holds 1.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 59.90, indicating elevated leverage, while an interest coverage ratio of 13.35 demonstrates strong ability to service its debt obligations.

Current Ratio1.79
Quick Ratio1.67
Debt / Equity59.90
Debt / EBITDA4.02
Interest Coverage13.35

Financial Efficiency

BRL

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh posted a return on equity (ROE) of 10.51, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 6.21 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 5.26, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.38, useful for judging operating efficiency across full business cycles. The company generates approximately 1.93M in revenue per employee across its workforce of 3,872.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)10.51
Return on Assets (ROA)5.26
Return on Invested Capital (ROIC)6.21
Return on Capital Employed (ROCE)7.38
Revenue Per Employee1.93M
Employee Count3,872.50

Taxes

BRL

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh recorded 126.12M in income tax expense. That works out to an effective tax rate of 15.13, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 833.53M, leaving 707.41M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax126.12M
Effective Tax Rate15.13

Stock Price Statistics

BRL

As of the close on October 22, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh's stock has declined approximately 20.48% over the past 52 weeks.

52-Week Price Change-20.48%
50-Day Moving Average73.60

Income Statement

BRL

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh generated 7.49B in revenue and converted that into 707.41M in net income, yielding earnings per share of 0.69. EBITDA reached 903.16M, while operating income came in at 761.20M.

Revenue7.49B
Gross Profit4.81B
Operating Income761.20M
Pretax Income833.53M
Net Income707.41M
EBITDA903.16M
EBIT761.20M
Earnings Per Share (EPS)0.69

Balance Sheet

BRL

As of July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh holds 3.82B in cash and equivalents against 3.63B in total debt, resulting in a net debt position of 1.55B. Total book value stands at 6.06B, with working capital of 2.65B providing operational flexibility.

Cash & Cash Equivalents3.82B
Total Debt3.63B
Net Debt1.55B
Equity (Book Value)6.06B
Book Value Per Share6.17
Working Capital2.65B

Cash Flow

BRL

Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh produced 1.98B in operating cash flow over the twelve months ended July 31, 2026. After subtracting -61.23M in capital expenditures, free cash flow totaled 1.92B - equivalent to 1.90 per share.

Operating Cash Flow1.98B
Capital Expenditures-61.23M
Free Cash Flow1.92B
FCF Per Share1.90

Margins

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh posted a gross margin of 64.21, reflecting its pricing power and cost economics. The operating margin of 10.16 and net profit margin of 9.44 provide insight into operational efficiency.

Gross Margin64.21
Operating Margin10.16
Pretax Margin11.12
Profit Margin9.44
EBITDA Margin12.05

Dividends & Yields

These figures cover the twelve months ended July 31, 2026. Free cash flow yield stands at 3.24, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 5.16, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh shareholders.

Shareholder Yield5.16
FCF Yield3.24

Scores

As of July 31, 2026, Guidewire Software, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.08333 Sh has an Altman Z-Score of 5.41, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score5.41