Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc.

203.11
BRL
+7.98
(+4.09%)
9.11EPS
17.84P/E
45.45BMarket Cap
Nov 03Next Earn

Total Valuation

BRL

As of June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh carries a market capitalization of 45.45B, placing it among publicly traded companies globally. Its enterprise value stands at 45.59B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap45.45B
Enterprise Value45.59B

Important Dates

Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh's next confirmed earnings release is scheduled for November 3, 2026.

Earnings Date11/3/2026

Share Statistics

As of June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh has 277.39M shares outstanding.

Shares Outstanding277.39M

Valuation Ratios

As of June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh trades at a trailing price-to-earnings ratio of 17.84. The price-to-sales ratio is 3.53, and the price-to-book ratio stands at 4.29.

PE Ratio17.84
PS Ratio3.53
PB Ratio4.29
P/TBV Ratio17.32
P/FCF Ratio15.76
P/OCF Ratio11.77

Enterprise Valuation

As of June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh trades at an EV/EBITDA multiple of 10.40 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 3.47 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 13.89 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh trades at an EV/FCF ratio of 15.27, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 45.59B versus a market cap of 45.45B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.47
EV / EBITDA10.40
EV / EBIT13.89
EV / FCF15.27

Financial Position

As of June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh maintains a current ratio of 1.17, meaning it holds 1.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 1.95, indicating elevated leverage, while an interest coverage ratio of 157.44 demonstrates strong ability to service its debt obligations.

Current Ratio1.17
Quick Ratio0.66
Debt / Equity1.95
Debt / EBITDA0.05
Interest Coverage157.44

Financial Efficiency

BRL

Over the twelve months ended June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh posted a return on equity (ROE) of 24.04, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 23.11 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 16.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 24.01, useful for judging operating efficiency across full business cycles. The company generates approximately 1.81M in revenue per employee across its workforce of 7,255.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)24.04
Return on Assets (ROA)16.25
Return on Invested Capital (ROIC)23.11
Return on Capital Employed (ROCE)24.01
Revenue Per Employee1.81M
Employee Count7,255.00

Taxes

BRL

Over the twelve months ended June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh recorded 775.43M in income tax expense. That works out to an effective tax rate of 22.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 3.37B, leaving 2.60B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax775.43M
Effective Tax Rate22.98

Stock Price Statistics

BRL

As of the close on October 22, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh's stock has declined approximately 2.60% over the past 52 weeks.

52-Week Price Change-2.60%
50-Day Moving Average215.73

Income Statement

BRL

Over the twelve months ended June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh generated 13.15B in revenue and converted that into 2.60B in net income, yielding earnings per share of 9.11. EBITDA reached 4.38B, while operating income came in at 3.28B.

Revenue13.15B
Gross Profit5.74B
Operating Income3.28B
Pretax Income3.37B
Net Income2.60B
EBITDA4.38B
EBIT3.28B
Earnings Per Share (EPS)9.11

Balance Sheet

BRL

As of June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh holds 62.32M in cash and equivalents against 206.76M in total debt, resulting in a net debt position of 144.44M. Total book value stands at 10.61B, with working capital of 479.97M providing operational flexibility.

Cash & Cash Equivalents62.32M
Total Debt206.76M
Net Debt144.44M
Equity (Book Value)10.61B
Book Value Per Share38.24
Working Capital479.97M

Cash Flow

BRL

Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh produced 3.94B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -973.59M in capital expenditures, free cash flow totaled 2.96B - equivalent to 10.48 per share.

Operating Cash Flow3.94B
Capital Expenditures-973.59M
Free Cash Flow2.96B
FCF Per Share10.48

Margins

Over the twelve months ended June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh posted a gross margin of 43.65, reflecting its pricing power and cost economics. The operating margin of 24.96 and net profit margin of 19.76 provide insight into operational efficiency.

Gross Margin43.65
Operating Margin24.96
Pretax Margin25.66
Profit Margin19.76
EBITDA Margin33.34

Dividends & Yields

BRL

Over the twelve months ended June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh paid dividends of 3.11 per share. The dividend payout ratio of 33.89 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.34, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 6.53, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh shareholders.

Dividend Per Share3.11
Payout Ratio33.89
Shareholder Yield6.53
FCF Yield6.34

Scores

As of June 30, 2026, Jack Henry & Associates, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.25 Sh has an Altman Z-Score of 11.03, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score11.03