Mercantil Financeira S.A. - Crédito, Financiamento e Investimento

    Mercantil Financeira S.A. - Crédito, Financiamento e Investimento

    BB3:MERC4
    - -
    BRL
    - -
    - -
    16.29P/E

    Share Statistics

    As of December 31, 2025, Mercantil Financeira S.A. - Crédito, Financiamento e Investimento has 41.00M shares outstanding.

    Shares Outstanding41.00M

    Valuation Ratios

    As of December 31, 2025, Mercantil Financeira S.A. - Crédito, Financiamento e Investimento trades at a trailing price-to-earnings ratio of 16.29. The price-to-sales ratio is 4.44, and the price-to-book ratio stands at 1.67.

    PE Ratio16.29
    PS Ratio4.44
    PB Ratio1.67
    P/TBV Ratio1.11
    P/FCF Ratio-2.28
    P/OCF Ratio-2.28

    Enterprise Valuation

    These figures are as of December 31, 2025. The EV/Sales ratio of 5.53 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative.

    EV / Sales5.53

    Financial Efficiency

    Over the twelve months ended December 31, 2025, Mercantil Financeira S.A. - Crédito, Financiamento e Investimento posted a return on equity (ROE) of 12.90, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.23, measuring how efficiently the asset base is converted into earnings.

    Return on Equity (ROE)12.90
    Return on Assets (ROA)4.23

    Taxes

    These figures cover the twelve months ended December 31, 2025. That works out to an effective tax rate of 383.21, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate383.21

    Margins

    Over the twelve months ended December 31, 2025, Mercantil Financeira S.A. - Crédito, Financiamento e Investimento posted a gross margin of 100.00, reflecting its pricing power and cost economics.

    Gross Margin100.00
    Pretax Margin3.05
    Profit Margin27.27

    Dividends & Yields

    These figures cover the twelve months ended December 31, 2025. The dividend payout ratio of 39.39 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -43.78: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 2.42, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Mercantil Financeira S.A. - Crédito, Financiamento e Investimento shareholders.

    Payout Ratio39.39
    Shareholder Yield2.42
    FCF Yield-43.78

    Stock Splits

    Mercantil Financeira S.A. - Crédito, Financiamento e Investimento's most recent stock split took place on May 6, 2008 with a 10:1 split ratio.

    Last Split Date5/6/2008
    Split Ratio10:1

    Scores

    As of December 31, 2025, Mercantil Financeira S.A. - Crédito, Financiamento e Investimento has an Altman Z-Score of 6.06, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score6.06