Nu Holdings Ltd.

Nu Holdings Ltd.

12.48
BRL
-0.26
(-2.04%)
0.64EPS
17.68P/E
327.57BMarket Cap
Nov 12Next Earn

Total Valuation

BRL

As of June 30, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- carries a market capitalization of 327.57B, placing it among publicly traded companies globally. Its enterprise value stands at 165.59B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap327.57B
Enterprise Value165.59B

Important Dates

Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A-'s next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- has 28.73B shares outstanding.

Shares Outstanding28.73B

Valuation Ratios

As of June 30, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- trades at a trailing price-to-earnings ratio of 17.68. The price-to-sales ratio is 4.84, and the price-to-book ratio stands at 4.78.

PE Ratio17.68
PS Ratio4.84
PB Ratio4.78
P/TBV Ratio5.24
P/FCF Ratio-38.65
P/OCF Ratio-46.17

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.43 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 165.59B versus a market cap of 327.57B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.43

Financial Position

These figures are as of June 30, 2026.

Debt / Equity14.60

Financial Efficiency

BRL

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- posted a return on equity (ROE) of 31.61, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 28.45, useful for judging operating efficiency across full business cycles. The company generates approximately 8.29M in revenue per employee across its workforce of 8,215.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)31.61
Return on Assets (ROA)4.96
Return on Capital Employed (ROCE)28.45
Revenue Per Employee8.29M
Employee Count8,215.75

Taxes

BRL

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- recorded 4.00B in income tax expense. That works out to an effective tax rate of 17.67, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 22.66B, leaving 18.65B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax4.00B
Effective Tax Rate17.67

Stock Price Statistics

BRL

As of the close on October 22, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A-'s stock has declined approximately 9.04% over the past 52 weeks. The 50-day moving average sits at 12.34, while the 200-day moving average is 12.53.

52-Week Price Change-9.04%
50-Day Moving Average12.34
200-Day Moving Average12.53

Income Statement

BRL

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- generated 68.10B in revenue and converted that into 18.65B in net income, yielding earnings per share of 0.64.

Revenue68.10B
Pretax Income22.66B
Net Income18.65B
Earnings Per Share (EPS)0.64

Balance Sheet

BRL

As of June 30, 2026, Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- holds 171.99B in cash and equivalents against 10.00B in total debt, resulting in a net debt position of -77.13B.

Cash & Cash Equivalents171.99B
Total Debt10.00B
Net Debt-77.13B
Equity (Book Value)68.49B
Book Value Per Share2.38

Cash Flow

BRL

Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- produced -7.14B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.49B in capital expenditures, free cash flow totaled -8.63B - equivalent to -0.30 per share.

Operating Cash Flow-7.14B
Capital Expenditures-1.49B
Free Cash Flow-8.63B
FCF Per Share-0.30

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.28
Profit Margin27.38

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -2.59: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -2.52, meaning Nu Holdings Ltd. Shs -A- Sponsored Brazilian Depositary Receipt Repr 0.16667 Sh -A- raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-2.52
FCF Yield-2.59