Upstart Holdings, Inc.

As of June 30, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh carries a market capitalization of 17.87B, placing it among publicly traded companies globally. Its enterprise value stands at 25.98B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh's next confirmed earnings release is scheduled for November 3, 2026.

As of June 30, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh has 1.94B shares outstanding.

As of June 30, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh trades at a trailing price-to-earnings ratio of 57.09. The price-to-sales ratio is 2.81, and the price-to-book ratio stands at 4.34.

These figures are as of June 30, 2026. The EV/Sales ratio of 4.10 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 25.98B versus a market cap of 17.87B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh posted a return on equity (ROE) of 7.94, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.14, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.41, useful for judging operating efficiency across full business cycles. The company generates approximately 4.69M in revenue per employee across its workforce of 1,352.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh recorded 6.97M in income tax expense. That works out to an effective tax rate of 2.19, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 318.83M, leaving 311.87M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh's stock has declined approximately 56.79% over the past 52 weeks. The 50-day moving average sits at 6.69, while the 200-day moving average is 8.05.

Over the twelve months ended June 30, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh generated 6.34B in revenue and converted that into 311.87M in net income, yielding earnings per share of 0.15.

As of June 30, 2026, Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh holds 2.37B in cash and equivalents against 10.47B in total debt, resulting in a net debt position of 7.99B.

Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh produced -1.47B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -26.05M in capital expenditures, free cash flow totaled -1.49B - equivalent to -0.77 per share.

These figures cover the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -7.59: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -13.26, meaning Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh raised more capital through share issuance and new debt than it returned via dividends and buybacks.