XP Inc.

As of June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A carries a market capitalization of 42.12B, placing it among publicly traded companies globally. Its enterprise value stands at 90.50B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A's next confirmed earnings release is scheduled for November 24, 2026.

As of June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A has 502.08M shares outstanding.

As of June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A trades at a trailing price-to-earnings ratio of 8.13. The price-to-sales ratio is 5.13, and the price-to-book ratio stands at 1.70.

These figures are as of June 30, 2026. The EV/Sales ratio of 10.74 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A trades at an EV/FCF ratio of 6.83, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 90.50B versus a market cap of 42.12B, with the gap driven by net debt and cash on the balance sheet.

As of June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A maintains a current ratio of 0.80, meaning it holds 0.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 432.09, indicating elevated leverage, while an interest coverage ratio of -8.83 demonstrates limited ability to service its debt obligations.

Over the twelve months ended June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A posted a return on equity (ROE) of 22.58, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) is negative at -3.78, so the business is destroying capital rather than earning a return above its cost of capital. Return on assets (ROA) stands at 1.36, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.05, useful for judging operating efficiency across full business cycles. The company generates approximately 1.06M in revenue per employee across its workforce of 7,912.25, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A recorded 412.69M in income tax expense. That works out to an effective tax rate of 7.21, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 5.73B, leaving 5.32B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A's stock has gained approximately 61.88% over the past 52 weeks. The 50-day moving average sits at 111.58, while the 200-day moving average is 97.92.

Over the twelve months ended June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A generated 8.42B in revenue and converted that into 5.32B in net income, yielding earnings per share of 10.20. EBITDA reached -4.34B, while operating income came in at -4.68B.

As of June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A holds 58.92B in cash and equivalents against 107.29B in total debt, resulting in a net debt position of 99.32B. Total book value stands at 24.83B, with working capital of -37.44B providing operational flexibility.

XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A produced 13.45B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -660.91M in capital expenditures, free cash flow totaled 12.79B - equivalent to 24.81 per share.

Over the twelve months ended June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A posted a gross margin of 27.63, reflecting its pricing power and cost economics. The operating margin of -55.57 and net profit margin of 63.12 provide insight into operational efficiency.

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 29.25, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 15.64, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A shareholders.

As of June 30, 2026, XP Inc. Shs A Unsponsored Brazilian Depositary Receipt Repr 1 Sh A has an Altman Z-Score of -0.05, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.