- Business
- Bandhan Bank Limited operates as a commercial banking entity across India, delivering a comprehensive array of financial services. The institution organizes its operations through distinct divisions: Treasury activities, Retail Banking solutions, Corporate and Wholesale Banking provisions, and Other Banking Business segments. The bank offers a variety of deposit options, including both fixed and recurring deposits, alongside savings and current accounts. Customers can access a wide range of lending products, such as home, gold, personal, two-wheeler, and car loans, in addition to loans secured against property and term deposits. The bank also extends credit facilities tailored for small, medium, and large enterprises. Furthermore, Bandhan Bank manages investments in sovereign securities and provides an extensive suite of liability products, card services, digital banking platforms like internet and mobile banking, ATM facilities, trading services, and specialized offerings for Non-Resident Indians. Beyond core banking, the company engages in distributing third-party products, which encompasses mutual funds, money transfer solutions, bill payment and recharge services, debit and credit cards, safe deposit lockers, remittance, transaction banking, trade finance, and cash management services. It also facilitates various insurance products, covering health, life, home, travel, property, and automotive needs. Established in 2014 and commencing universal banking operations in 2015, Bandhan Bank maintains its headquarters in Kolkata, India, with a core focus on inclusive banking to serve previously unbanked and underbanked populations, including a significant emphasis on women entrepreneurs, while also expanding its reach to urban and corporate clients.