Bandhan Bank Limited

Bandhan Bank Limited

BANDHANBNK.BO
Bandhan Bank LimitedIN flagBombay Stock Exchange
199.95
INR
+4.05
- -
322.37BMarket Cap
Bandhan Bank Limited
BANDHANBNK.BO
(Bombay Stock Exchange)

Recent

price

199.95

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
0.07
9.89
25.69
33.65
45.97
48.96
59.52
71.62
72.77
77.51
89.74
84.25
89.43
Revenue per Share
0.01
2.51
10.15
12.26
16.03
18.78
13.7
0.78
13.62
13.84
17.04
7.6
12.75
Basic EPS, GAAP
-0.92
62
80.39
-24.34
20.73
40.25
-7.03
4.29
-28.91
88.47
15.3
3.81
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
1.18
3.78
- -
1
- -
1.5
1.5
1.5
- -
Dividend per Share
4.58
11.97
19.57
29.62
36.77
39.56
48.32
47.31
56.27
63.88
73.48
10.01
- -
Book Value per Share
4.58
30.45
40.6
85.48
92.01
94.38
108.1
107.91
121.58
134.15
152.72
158.86
- -
Tangible Book Value per Share
1,095
1,095
1,095
1,098
1,217
1,610
1,610
1,611
1,611
1,611
1,611
1,610
1,611
Basic Weighted Avg Shares
80
10,827
28,130
36,934
55,962
78,818
95,844
115,361
117,220
124,859
144,572
135,637
144,077
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
358
669
859
782
803
1,031
1,100
1,426
2,376
2,792
3,042
2,855
Depreciation Expense
6
2,752
11,120
13,456
19,515
30,237
22,055
1,258
21,946
22,296
27,453
12,236
20,538
Net Income, GAAP
75.01
33.44
34.76
34.55
35.23
25.4
25.2
2.2
24.14
24.24
24.23
29.43
24.68
Effective Tax Rate (%)
7.24
25.42
39.53
36.43
34.87
38.36
23.01
1.09
18.72
17.86
18.99
9.02
14.25
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
30,516
10,289
2,850
5,214
141,412
169,604
199,212
247,108
163,715
111,385
143,028
- -
LT Debt
5,016
33,345
44,465
93,819
112,017
151,955
174,082
173,812
195,842
216,096
246,050
255,749
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
30.38
64.38
49.89
50.51
55.76
31.17
1.63
26.31
23.04
24.81
18.19
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
1,611
- -
Market Capitalization
255,984
235,489
305,851

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
140,693
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
25.46%
8.13%
3.94%
Free Cash Flow
-175.53%
-299.88%
-75.09%
Net Income, GAAP
191.75%
303.92%
-55.43%
Sales/Revenue/Turnover
34.32%
7.62%
-6.18%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
28,757
29,836
30,705
35,561
124,859
2025
35,326
35,430
39,261
34,555
144,572
2026
34,831
33,793
35,663
- -
135,637

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.48
4.48
4.55
- -
13.84
2025
6.6
5.82
2.65
1.97
17.04
2026
2.31
1.28
3.32
- -
7.6

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.5
2025
- -
- -
- -
- -
1.5
2026
- -
- -
- -
- -
1.5
Business
Bandhan Bank Limited operates as a commercial banking entity across India, delivering a comprehensive array of financial services. The institution organizes its operations through distinct divisions: Treasury activities, Retail Banking solutions, Corporate and Wholesale Banking provisions, and Other Banking Business segments. The bank offers a variety of deposit options, including both fixed and recurring deposits, alongside savings and current accounts. Customers can access a wide range of lending products, such as home, gold, personal, two-wheeler, and car loans, in addition to loans secured against property and term deposits. The bank also extends credit facilities tailored for small, medium, and large enterprises. Furthermore, Bandhan Bank manages investments in sovereign securities and provides an extensive suite of liability products, card services, digital banking platforms like internet and mobile banking, ATM facilities, trading services, and specialized offerings for Non-Resident Indians. Beyond core banking, the company engages in distributing third-party products, which encompasses mutual funds, money transfer solutions, bill payment and recharge services, debit and credit cards, safe deposit lockers, remittance, transaction banking, trade finance, and cash management services. It also facilitates various insurance products, covering health, life, home, travel, property, and automotive needs. Established in 2014 and commencing universal banking operations in 2015, Bandhan Bank maintains its headquarters in Kolkata, India, with a core focus on inclusive banking to serve previously unbanked and underbanked populations, including a significant emphasis on women entrepreneurs, while also expanding its reach to urban and corporate clients.