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PT Bank Aladin Syariah Tbk

PT Bank Aladin Syariah Tbk

BANK.JK
PT Bank Aladin Syariah TbkID flagIndonesia Stock Exchange
268.00
IDR
-16.00
- -
3.96TMarket Cap
PT Bank Aladin Syariah Tbk
BANK.JK
(Indonesia Stock Exchange)

Recent

price

268.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.56
3.65
3.04
1.85
2.61
5
17.53
34.29
56.86
46.44
Revenue per Share
-0.67
-4.41
5.26
3.05
-9.49
-19.56
-16.41
-5.3
10.83
4.81
Basic EPS, GAAP
11.07
-19.61
7.76
-0.34
68.74
-102.45
29.46
41.9
339.74
64.26
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
39.49
35.09
40.35
43.6
80.1
59.96
43.45
37.83
48.65
43.8
Book Value per Share
39.72
36.09
40.55
43.64
81.4
228.25
217.75
218.14
230.34
225.65
Tangible Book Value per Share
14,692
14,692
14,692
14,692
12,786
13,545
13,814
13,918
13,918
13,918
Basic Weighted Avg Shares
81,650
53,554
44,666
27,157
33,394
67,773
242,126
477,284
791,407
646,357
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
14,835
4,500
1,516
2
10,356
18,703
24,070
30,562
43,181
37,740
Depreciation Expense
-9,785
-64,720
77,304
44,868
-121,275
-264,913
-226,738
-73,727
150,709
66,970
Net Income, GAAP
113.69
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
-11.98
-120.85
173.07
165.22
-363.16
-390.88
-93.64
-15.45
19.04
10.36
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
27,902
707,689
30,423
623,530
15,043
529,679
LT Debt
583,650
530,263
595,717
641,274
1,046,327
3,143,276
3,085,241
3,138,593
3,288,169
3,233,813
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-11.81
13.95
7.28
-14.57
-28.85
-32.11
-13.09
25.04
11.62
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13,918
14,622
13,918
Market Capitalization
11,482,663
11,204,391
11,552,353

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,201,869
2,746,287
2,758,954
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
53.64%
4.77%
Free Cash Flow
- -
-3,498.96%
710.84%
Net Income, GAAP
- -
-127.63%
-304.41%
Sales/Revenue/Turnover
- -
109.22%
65.81%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
75,723
107,480
121,283
172,798
477,284
2025
182,391
169,885
179,565
- -
791,407
2026
147,133
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-3.18
- -
- -
- -
-5.3
2025
2.4
- -
- -
- -
10.83
2026
1.5
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
PT Bank Aladin Syariah Tbk (BANK.JK) operates as a digital-based Sharia-compliant bank serving individual and business customers throughout Indonesia. The company provides savings products including Ala Dompet for daily transactions, Ala Impian for goal-based savings, Ala Gen for teenagers, and term deposits; current accounts and certificates; funding and financing products under Sharia contracts such as Mudharabah and Musyarakah; and other services encompassing fund transfers, bill payments, purchases, e-wallet top-ups, QRIS payments, cash withdrawals and deposits via nationwide ATM and EDC networks, donations, zakat, scheduled transactions, corporate internet banking, money market and custodian services, digital Hajj registration, and Banking-as-a-Service integrations. Founded in 1994 and headquartered at Gedung Millennium Centennial Center, 7th Floor, Jl. Jend. Sudirman Kav. 25, South Jakarta, Indonesia, it functions as a subsidiary of PT Aladin Global Ventures, which holds a 51.40% stake, and emphasizes an offline-to-online strategy through partnerships with Alfa Group entities like Alfamart, Alfamidi, Lawson, and Dandan for over 25,000 outlets enabling cash services; collaborations with Halodoc, Alfagift, Flip for Super Flip Islamic savings, Plasticpay for awareness campaigns, Muhammadiyah for Islamic finance ecosystem advancement, Bank Nano Syariah for Hajj features, and Bank CIMB Niaga for money market services. Recent developments include a name change from Bank Net Syariah, listing on the Indonesia Stock Exchange in February 2021, rights issue and private placement raising over IDR 2 trillion in 2022, launches of cash deposit/withdrawal at Alfamart and Alfamidi, retail Sharia financing partnerships, term deposits, teenage accounts, and green project financing that grew over 800% to IDR 4.6 billion by September 2025; as of 3Q25, it reports IDR 12.8 trillion in assets, IDR 5.2 trillion in financing, IDR 8.7 trillion in third-party funds, over 3.6 million registered users, and profit before tax of IDR 128.1 billion.