Banco BBVA Argentina S.A.

Banco BBVA Argentina S.A.

BBAR.BA
Banco BBVA Argentina S.A.AR flagBuenos Aires Stock Exchange
10,900.00
ARS
+500.00
- -
6.68TMarket Cap
Banco BBVA Argentina S.A.
BBAR.BA
(Buenos Aires Stock Exchange)

Recent

price

10,900.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
8
7.59
10.72
14.59
21.35
25.5
32.61
96.28
145.43
279.71
471.65
1,483.82
4,311.34
8,923.2
7,359.16
4,984.93
5,524.93
Revenue per Share
2.23
1.83
2.35
3.77
5.97
7.05
6.79
5.1
-5.09
53.76
48.23
93.05
651.23
733.37
773.79
514.34
493.14
Basic EPS, GAAP
1.28
7.42
-0.24
-0.35
-0.56
-0.53
-0.78
-85.61
161.36
119.09
-63.77
1,030.48
1,069.26
2,613.89
5,206.06
1,278.68
2,159.05
Free Cash Flow per Basic Share
0.89
1.49
- -
- -
0.05
- -
2.73
3.89
4.47
12.42
- -
- -
28.52
1.3
194.54
27.75
22.22
Dividend per Share
5.91
6.15
8.64
12.41
18.32
24.63
10.42
2.39
-15.77
-41.64
-142.6
-107.58
-232.82
-601.74
3,338.79
3,661.17
575.53
Book Value per Share
7.2
7.05
9.56
13.43
19.49
25.74
70.79
85.12
112.76
185.67
278.37
506.57
1,787.92
4,910.47
5,467.51
5,588.32
6,341.95
Tangible Book Value per Share
536
549
537
537
537
537
537
575
613
613
613
613
613
613
613
613
613
Basic Weighted Avg Shares
4,290
4,164
5,755
7,835
11,462
13,691
17,508
55,339
89,101
171,372
288,963
909,154
2,641,601
5,467,334
4,509,033
3,054,315
3,385,183
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
58
65
87
101
140
201
248
2,199
4,026
8,647
11,955
33,859
69,640
79,866
104,728
111,103
122,475
Depreciation Expense
1,198
1,006
1,264
2,024
3,204
3,784
3,644
2,929
-3,120
32,935
29,551
57,012
399,018
449,341
474,106
315,144
302,151
Net Income, GAAP
20.86
35.45
40.63
35.65
34.27
35.14
40.2
27.98
156.74
11.45
44.38
33.06
- -
49.81
17.29
36.02
35.27
Effective Tax Rate (%)
27.93
24.15
21.96
25.84
27.96
27.64
20.81
5.29
-3.5
19.22
10.23
6.27
15.11
8.22
10.51
10.32
8.93
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
1,281
1,364
1,867
2,511
3,717
4,590
4,051
12,308
21,739
20,705
29,486
74,096
137,590
457,614
1,488,384
668,576
LT Debt
3,926
3,950
5,250
7,329
10,608
14,054
38,522
49,517
70,059
114,817
172,893
317,540
1,125,425
3,080,857
3,441,070
3,543,354
4,023,593
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
42.62
30.74
31.56
35.84
38.85
32.83
38.73
84.08
- -
- -
- -
- -
- -
- -
- -
14.7
74.13
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2,823
3,376
- -
LT Borrowings
943,353
1,440,263
668,576
LT Finance Leases
42,594
48,122
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
613
613
613
Market Capitalization
2,602,485
5,600,170
4,864,918

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,840,913
6,645,472
7,573,382
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
465,709
638,232
218,910
ST Debt
2,823
3,376
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
88.51%
105.3%
2.97%
Free Cash Flow
964.89%
-308.84%
-75.44%
Net Income, GAAP
-71.84%
135.48%
-33.53%
Sales/Revenue/Turnover
92.83%
92.47%
-32.26%
Total Cash Common Dividend
- -
- -
-85.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,402,129
1,129,135
771,556
731,146
4,509,033
2025
918,496
794,409
846,372
584,558
3,054,315
2026
1,159,844
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
88.5
252.62
214.34
146.92
773.79
2025
169.75
90.35
57.26
217.54
514.34
2026
127.99
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
69.16
10.99
194.54
2025
- -
- -
10.69
11.53
27.75
2026
- -
- -
- -
- -
- -
Business
Banco BBVA Argentina S.A. (BBAR.BA) operates as a universal commercial bank in Argentina, offering a comprehensive range of retail, small and medium-sized enterprise (SME), and corporate and investment banking products and services to individuals, local private-sector companies, large Argentine corporations, and multinational firms operating nationwide; core offerings encompass checking and savings accounts, time deposits, credit card financing, consumer loans, secured loans, mortgages, insurance products, and investment products in its retail segment; financing products, factoring, transactional and payroll services for SMEs; and global transaction services, risk management, securities brokerage, project finance, syndicated loans, mergers and acquisitions advisory, and capital markets services in corporate and investment banking, complemented by digital platforms including the BBVA App, MODO payments, Openpay for merchants, and Spark for tech startups. Founded in 1886 as Banco Francés del Río de la Plata and headquartered at Avenida Córdoba 111 in Buenos Aires, the bank is a subsidiary of Spain's Banco Bilbao Vizcaya Argentaria S.A. since 1996 and ranks as the third-largest private bank by private loans with an 11.3% market share as of December 2024, serving approximately 3.7 million active clients through 235 branches, digital channels, and strategic partnerships with entities like Fravega, Falabella, Cinemark, and soccer clubs River Plate and Boca Juniors. In recent developments, BBVA Argentina secured regulatory approval in November 2025 to acquire 50% of FCA Compañía Financiera S.A. in joint venture with Stellantis Financial Services Europe, enhancing its automotive financing capabilities and market presence; it continues aggressive commercial lending expansion targeting 45%-50% real loan growth in 2025 with a shifting portfolio mix toward 56.5% commercial loans, alongside digital sales reaching 91% of retail units and strengthened analyst upgrades from firms like Citi and Itau BBA citing post-election macroeconomic tailwinds and virtuous credit cycle potential.