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Banco Bilbao Vizcaya Argentaria, S.A.

Banco Bilbao Vizcaya Argentaria, S.A.

BBVXF
Banco Bilbao Vizcaya Argentaria, S.A.US flagOther OTC
26.28
USD
+0.95
- -
145.67BMarket Cap
Banco Bilbao Vizcaya Argentaria, S.A.
BBVXF
(Other OTC)

Recent

price

26.28

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.17
4.57
4.22
4.17
3.87
3.82
3.76
3.51
3.36
3.11
3.35
3.59
4.53
5.61
6.8
6.86
6.61
Revenue per Share
1.08
0.65
0.32
0.37
0.44
0.39
0.5
0.48
0.77
0.47
0.2
0.73
1.03
1.35
1.74
1.83
1.83
Basic EPS, GAAP
1.64
3.29
1.39
-0.41
-1.36
3.01
0.67
0.05
1.7
-1.61
5.75
-0.34
3.44
-0.43
-3.5
2.29
3.6
Free Cash Flow per Basic Share
0.29
0.22
0.24
0.32
0.14
0.13
0.23
0.23
0.3
0.29
0.16
0.14
0.35
0.47
0.68
0.73
0.31
Dividend per Share
1.6
1.17
0.83
0.88
0.95
4.18
4.11
4.16
4.96
4.84
5.27
6.21
6.79
7.91
9.29
10.38
12.7
Book Value per Share
6.91
7.16
6.97
6.79
7.44
6.68
6.57
6.12
6.36
6.42
7.17
7.27
7.81
8.89
9.97
10.25
9.83
Tangible Book Value per Share
4,264
4,635
5,238
5,570
5,950
6,774
6,950
7,331
7,005
7,472
6,654
6,401
6,189
5,954
5,769
5,748
5,889
Basic Weighted Avg Shares
22,032
21,166
22,078
23,228
23,004
25,875
26,147
25,730
23,571
23,270
22,271
22,996
28,065
33,427
39,235
39,415
38,935
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
761
810
978
1,099
1,145
1,272
1,426
1,387
1,034
1,386
1,288
1,234
1,328
1,403
1,533
1,521
1,560
Depreciation Expense
4,606
3,004
1,676
2,084
2,618
2,642
3,475
3,514
5,400
3,512
1,305
4,653
6,358
8,019
10,054
10,511
10,802
Net Income, GAAP
22.2
4.65
- -
- -
22.56
27.68
26.58
31.37
26.99
27.58
27.8
26.34
34.14
32.23
31.35
31.43
31.14
Effective Tax Rate (%)
20.91
14.19
7.59
8.97
11.38
10.21
13.29
13.66
22.91
15.09
5.86
20.23
22.65
23.99
25.63
26.67
27.74
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
102,599
96,427
98,070
74,676
72,191
82,268
76,609
63,916
63,972
71,953
68,985
61,719
60,116
74,192
75,930
89,075
87,564
LT Debt
37,475
40,058
43,661
44,565
51,610
55,283
55,428
53,322
52,871
54,926
50,018
48,760
50,518
55,265
60,013
61,796
60,804
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
71.67
49.19
34.37
44.99
49.58
15.54
12.22
11.9
16.55
9.91
3.66
12.43
15.55
17.99
19.97
18.57
10.96
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
227
- -
LT Borrowings
82,667
87,839
87,564
LT Finance Leases
1,430
1,236
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5,755
5,691
5,634
Market Capitalization
98,664
123,777
106,222

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
125,115
128,248
142,055
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
23,110
23,738
- -
ST Debt
- -
227
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.26%
4.41%
2.97%
Free Cash Flow
148.69%
-151.98%
-165.16%
Net Income, GAAP
33.78%
69.85%
4.55%
Sales/Revenue/Turnover
4.77%
12.45%
0.46%
Total Cash Common Dividend
26.17%
39.6%
7.23%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,219
9,226
9,320
9,320
39,235
2025
9,324
8,710
9,778
9,795
39,415
2026
10,652
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.38
0.47
0.44
0.4
1.74
2025
0.47
0.46
- -
0.42
1.83
2026
0.53
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.38
- -
- -
0.68
2025
- -
- -
- -
0.3
0.73
2026
- -
- -
- -
- -
- -
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Business
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) operates as a multinational diversified financial services company, providing retail banking, wholesale banking, asset management, private banking, and corporate and investment banking services; its core offerings include current accounts, credit cards, mortgages, personal loans, investment funds, pension plans, insurance products, global markets solutions, transaction banking, project finance, and cryptocurrency trading and custody services launched in Spain in July 2025 under the EU’s MiCA regulation. Founded in 1857 as Banco de Bilbao in Bilbao, Spain, with operational headquarters in Madrid's Ciudad BBVA complex, BBVA ranks as Spain's second-largest bank by assets, holding approximately €772 billion as of December 2024, and maintains a presence in over 25 countries, primarily Spain, Mexico (via BBVA Mexico), Turkey (via Garanti BBVA), South America including Colombia, Peru, Argentina, Venezuela, Chile, and Brazil, as well as Portugal, Italy, Romania, Germany, and the United States through branches and subsidiaries. The company serves 77.2 million customers via 5,949 offices and 125,916 employees, targeting individuals, SMEs, high-growth tech firms through BBVA Spark, multinationals, and institutional clients with tailored solutions like venture debt, growth capital, and sustainable finance. Recent developments include ongoing takeover efforts for Banco Sabadell with a takeover period starting September 8, 2025 following CNMV approval, securing regulatory approval in December 2024 for indirect control of Sabadell’s Mexican businesses, financing deals such as €50 million with Sesame for European HR software expansion in October 2025, €25 million venture debt with roadsurfer for outdoor mobility growth in July 2025, and €25 million additional debt for Exoticca’s travel tech investments in February 2025, alongside record €3.194 billion revenues in BBVA CIB for the first half of 2025 and a €993 million share buyback program announced in January 2025.