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    Banks - Regional
Banca Generali S.p.A.

Banca Generali S.p.A.

BGN.MI
Banca Generali S.p.A.IT flagItalian Stock Exchange
64.65
EUR
-0.95
- -
7.36BMarket Cap
Banca Generali S.p.A.
BGN.MI
(Italian Stock Exchange)

Recent

price

64.65

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.31
2.24
3.18
3.49
3.98
4.39
3.87
4.68
4.59
5.74
6.17
7.02
6.48
8.07
9.98
10.28
8.9
Revenue per Share
0.78
0.66
1.16
1.24
1.39
1.76
1.34
1.75
1.56
2.35
2.38
2.81
1.86
2.86
3.78
3.91
3.05
Basic EPS, GAAP
-0.08
8.29
13.62
-1.95
-8.67
-7.17
7.97
0.96
5.25
-2.99
0.52
10.06
-5.34
0.59
5.74
-2.09
- -
Free Cash Flow per Basic Share
0.47
0.61
0.56
0.95
0.95
0.98
1.2
1.07
1.26
1.25
0.02
2.48
1.82
1.85
2.22
2.83
- -
Dividend per Share
1.75
1.66
2.17
2.24
2.4
2.76
2.35
2.76
2.56
3.36
3.4
3.83
2.88
3.89
4.81
4.94
2.13
Book Value per Share
2.1
1.93
3.1
3.71
3.87
4.73
4.78
5.53
5.53
6.77
9.09
8.43
8.1
9.33
11.46
11.91
14.79
Tangible Book Value per Share
111
112
112
114
115
116
116
116
116
116
115
115
115
114
114
114
114
Basic Weighted Avg Shares
256
250
356
398
459
508
449
546
532
664
711
807
743
919
1,137
1,170
1,015
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4
4
4
5
4
5
6
8
9
30
33
36
37
40
- -
- -
- -
Depreciation Expense
86
73
130
141
161
204
156
204
180
272
275
323
213
326
431
446
348
Net Income, GAAP
7.99
15.02
21.97
25.45
21.91
14.56
15.66
14.45
18.04
16.35
20.85
17.73
33.93
26.53
24.32
16.65
16.24
Effective Tax Rate (%)
33.7
29.37
36.43
35.51
35.06
40.04
34.7
37.42
33.86
40.98
38.66
40.03
28.69
35.47
37.92
38.09
34.25
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
121
124
164
209
207
204
285
222
332
340
382
633
560
449
572
590
LT Debt
281
262
395
469
536
637
647
736
735
918
1,185
1,106
1,069
1,213
1,460
1,581
1,686
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
46.92
38.78
60.68
56.63
60.41
68.28
52.67
68.81
58.3
79.34
70.42
77.69
55.34
84.4
87.02
80.28
147.75
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
114
114
Market Capitalization
5,407
6,522
5,803

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
709
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.13%
6.44%
8.32%
Free Cash Flow
217.22%
460.72%
-136.37%
Net Income, GAAP
12%
14.43%
3.39%
Sales/Revenue/Turnover
9.52%
11.19%
2.92%
Total Cash Common Dividend
1,253.01%
2,520%
27.08%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
260
301
171
406
1,137
2025
253
291
- -
441
1,170
2026
282
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.07
1.03
0.87
0.81
3.78
2025
0.97
0.79
- -
1.15
3.91
2026
1.11
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.22
2025
- -
- -
- -
- -
2.83
2026
- -
- -
- -
- -
- -
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Business
Banca Generali S.p.A. (BGN.MI) operates as a leading private bank in Italy, specializing in wealth management and financial advisory services for private, affluent, and high-net-worth clients through a network of over 2,200 financial advisors, private bankers, wealth managers, and financial planners. The company offers bespoke banking services including customized accounts, secure online and mobile payments; assets under custody with advice on securities trading in primary and secondary markets plus certificates; asset management encompassing over 5,200 financial instruments from more than 50 international managers, open-architecture mutual funds, wrapper solutions, and discretionary portfolio management; insurance solutions leveraging Generali Group synergies for personalized protection products; and comprehensive wealth management including pension planning, corporate finance, real estate and art advisory, family protection, and trust services via subsidiaries like Generfid S.p.A. It maintains a strong presence in Italy with 46 branches and 172 offices, a Swiss operation through BG Suisse Private Bank, and Luxembourg-based BG Fund Management Luxembourg S.A. for in-house funds such as LUX IM, BG Collection Investments, and BG Private Markets; additional platforms include an advanced online trading service via BG Saxo partnership and SME support through Intermonte Partners SIM. Founded in 1997 and headquartered in Trieste, Italy, Banca Generali manages approximately €106.5 billion in assets as of June 30, 2025, primarily serving Italian families and targeting entrepreneurial segments with sustainable, innovative solutions. Recent developments include the completed acquisition and integration of Intermonte Partners SIM S.p.A. in February 2025 following a voluntary tender offer launched in September 2024; strengthened strategic partnership with Generali Italia in April 2025 via framework and amendment agreements enhancing mutual product distribution, cross-selling through agents and financial advisors, insurance catalogue updates, and aligned incentives; and positioning amid Mediobanca's ongoing voluntary public exchange offer announced in 2025 to create a leading Italian wealth manager, alongside Generali Group's broader asset management expansions.