QNB Finansbank A.S.

    QNB Finansbank A.S.

    BBIST:QNBFB
    - -
    TRY
    - -
    - -
    28.57P/E

    Share Statistics

    As of September 30, 2024, QNB Finansbank A.S. has 3.35B shares outstanding.

    Shares Outstanding3.35B

    Valuation Ratios

    As of September 30, 2024, QNB Finansbank A.S. trades at a trailing price-to-earnings ratio of 28.57. The price-to-sales ratio is 11.04, and the price-to-book ratio stands at 33.41.

    PE Ratio28.57
    PS Ratio11.04
    PB Ratio33.41
    P/TBV Ratio10.04
    P/FCF Ratio17.88
    P/OCF Ratio17.88

    Enterprise Valuation

    These figures are as of September 30, 2024. The EV/Sales ratio of 12.50 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. QNB Finansbank A.S. trades at an EV/FCF ratio of 20.24, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

    EV / Sales12.50
    EV / FCF20.24

    Financial Position

    These figures are as of September 30, 2024.

    Debt / Equity349.62

    Financial Efficiency

    Over the twelve months ended September 30, 2024, QNB Finansbank A.S. posted a return on equity (ROE) of 122.14, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 3.11, measuring how efficiently the asset base is converted into earnings.

    Return on Equity (ROE)122.14
    Return on Assets (ROA)3.11

    Taxes

    These figures cover the twelve months ended September 30, 2024. That works out to an effective tax rate of 19.57, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate19.57

    Margins

    Over the twelve months ended September 30, 2024, QNB Finansbank A.S. posted a gross margin of 100.00, reflecting its pricing power and cost economics.

    Gross Margin100.00
    Pretax Margin48.07
    Profit Margin38.65

    Dividends & Yields

    These figures cover the twelve months ended September 30, 2024. Free cash flow yield stands at 5.59, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -3.25, meaning QNB Finansbank A.S. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

    Shareholder Yield-3.25
    FCF Yield5.59

    Stock Splits

    QNB Finansbank A.S.'s most recent stock split took place on August 28, 2017 with a 1000:1063 split ratio.

    Last Split Date8/28/2017
    Split Ratio1000:1063

    Scores

    As of September 30, 2024, QNB Finansbank A.S. has an Altman Z-Score of 0.57, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score0.57