Pagaya Technologies Ltd Class A's next confirmed earnings release is scheduled for October 29, 2026.
| Earnings Date | 10/29/2026 |
As of June 30, 2026, Pagaya Technologies Ltd Class A has 83.34M shares outstanding.
| Shares Outstanding | 83.34M |
As of June 30, 2026, Pagaya Technologies Ltd Class A maintains a current ratio of 11.51, meaning it holds 11.5x the short-term assets needed to cover near-term liabilities.
| Current Ratio | 11.51 |
| Quick Ratio | 10.68 |
| Debt / Equity | 139.85 |
| Debt / EBITDA | 2.47 |
Over the twelve months ended June 30, 2026, Pagaya Technologies Ltd Class A posted a return on equity (ROE) of 26.39, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 8.20, measuring how efficiently the asset base is converted into earnings. The company generates approximately 43.97M in revenue per employee across its workforce of 526.75, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 26.39 |
| Return on Assets (ROA) | 8.20 |
| Revenue Per Employee | 43.97M |
| Employee Count | 526.75 |
Over the twelve months ended June 30, 2026, Pagaya Technologies Ltd Class A recorded an income tax benefit of -351.56M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. Taxes are levied on pretax income of 1.72B, leaving 2.22B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | -351.56M |
Over the twelve months ended June 30, 2026, Pagaya Technologies Ltd Class A generated 23.16B in revenue and converted that into 2.22B in net income, yielding earnings per share of 21.46. EBITDA reached 6.43B, while operating income came in at 4.91B.
| Revenue | 23.16B |
| Gross Profit | 9.41B |
| Operating Income | 4.91B |
| Pretax Income | 1.72B |
| Net Income | 2.22B |
| EBITDA | 6.43B |
| EBIT | 6.04B |
| Earnings Per Share (EPS) | 21.46 |
As of June 30, 2026, Pagaya Technologies Ltd Class A holds 22.53B in cash and equivalents against 15.85B in total debt, resulting in a net debt position of 10.93B. Total book value stands at 10.38B, with working capital of 25.43B providing operational flexibility.
| Cash & Cash Equivalents | 22.53B |
| Total Debt | 15.85B |
| Net Debt | 10.93B |
| Equity (Book Value) | 10.38B |
| Book Value Per Share | 124.57 |
| Working Capital | 25.43B |
Pagaya Technologies Ltd Class A produced 4.63B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -226.27M in capital expenditures, free cash flow totaled 4.40B - equivalent to 53.91 per share.
| Operating Cash Flow | 4.63B |
| Capital Expenditures | -226.27M |
| Free Cash Flow | 4.40B |
| FCF Per Share | 53.91 |
Over the twelve months ended June 30, 2026, Pagaya Technologies Ltd Class A posted a gross margin of 40.64, reflecting its pricing power and cost economics. The operating margin of 21.20 and net profit margin of 9.57 provide insight into operational efficiency.
| Gross Margin | 40.64 |
| Operating Margin | 21.20 |
| Pretax Margin | 7.45 |
| Profit Margin | 9.57 |
| EBITDA Margin | 27.76 |
Pagaya Technologies Ltd Class A's most recent stock split took place on March 8, 2024 with a 12:1 split ratio.
| Last Split Date | 3/8/2024 |
| Split Ratio | 12:1 |