SoFi Technologies, Inc.

SoFi Technologies, Inc.

274.12
MXN
-2.86
(-1.03%)
8.28EPS
34.99P/E
405.16BMarket Cap
Oct 27Next Earn

Total Valuation

MXN

As of June 30, 2026, SoFi Technologies Inc carries a market capitalization of 405.16B, placing it among publicly traded companies globally. Its enterprise value stands at 336.20B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap405.16B
Enterprise Value336.20B

Important Dates

SoFi Technologies Inc's next confirmed earnings release is scheduled for October 27, 2026.

Earnings Date10/27/2026

Share Statistics

As of June 30, 2026, SoFi Technologies Inc has 1.29B shares outstanding.

Shares Outstanding1.29B

Valuation Ratios

As of June 30, 2026, SoFi Technologies Inc trades at a trailing price-to-earnings ratio of 34.99. The price-to-sales ratio is 5.17, and the price-to-book ratio stands at 2.09.

PE Ratio34.99
PS Ratio5.17
PB Ratio2.09
P/TBV Ratio2.56
P/FCF Ratio-2.74
P/OCF Ratio-2.62

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.47 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 336.20B versus a market cap of 405.16B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.47

Financial Position

These figures are as of June 30, 2026.

Debt / Equity30.74

Financial Efficiency

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Over the twelve months ended June 30, 2026, SoFi Technologies Inc posted a return on equity (ROE) of 7.09, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.25, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.01, useful for judging operating efficiency across full business cycles. The company generates approximately 12.91M in revenue per employee across its workforce of 5,825.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.09
Return on Assets (ROA)1.25
Return on Capital Employed (ROCE)5.01
Revenue Per Employee12.91M
Employee Count5,825.00

Taxes

MXN

Over the twelve months ended June 30, 2026, SoFi Technologies Inc recorded 1.77B in income tax expense. That works out to an effective tax rate of 13.76, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 12.89B, leaving 11.12B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.77B
Effective Tax Rate13.76

Stock Price Statistics

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As of the close on October 22, 2026, SoFi Technologies Inc's stock has declined approximately 45.61% over the past 52 weeks. The 50-day moving average sits at 294.82, while the 200-day moving average is 318.23.

52-Week Price Change-45.61%
50-Day Moving Average294.82
200-Day Moving Average318.23

Income Statement

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Over the twelve months ended June 30, 2026, SoFi Technologies Inc generated 75.23B in revenue and converted that into 11.12B in net income, yielding earnings per share of 8.28.

Revenue75.23B
Pretax Income12.89B
Net Income11.12B
Earnings Per Share (EPS)8.28

Balance Sheet

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As of June 30, 2026, SoFi Technologies Inc holds 128.45B in cash and equivalents against 59.49B in total debt, resulting in a net debt position of 3.05B.

Cash & Cash Equivalents128.45B
Total Debt59.49B
Net Debt3.05B
Equity (Book Value)193.52B
Book Value Per Share149.98

Cash Flow

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SoFi Technologies Inc produced -148.55B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -5.08B in capital expenditures, free cash flow totaled -153.63B - equivalent to -124.03 per share.

Operating Cash Flow-148.55B
Capital Expenditures-5.08B
Free Cash Flow-153.63B
FCF Per Share-124.03

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin17.13
Profit Margin14.78

Dividends & Yields

Over the twelve months ended June 30, 2026, SoFi Technologies Inc paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -36.46: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -78.20, meaning SoFi Technologies Inc raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-78.20
FCF Yield-36.46