Synchrony Financial's next confirmed earnings release is scheduled for January 22, 2027.
| Earnings Date | 1/22/2027 |
As of June 30, 2026, Synchrony Financial has 325.00M shares outstanding.
| Shares Outstanding | 325.00M |
These figures are as of June 30, 2026.
| Debt / Equity | 97.25 |
Over the twelve months ended June 30, 2026, Synchrony Financial posted a return on equity (ROE) of 22.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.90, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.61, useful for judging operating efficiency across full business cycles. The company generates approximately 13.13M in revenue per employee across its workforce of 20,000.00, a quick read on workforce productivity versus industry peers.
| Return on Equity (ROE) | 22.23 |
| Return on Assets (ROA) | 2.90 |
| Return on Capital Employed (ROCE) | 10.61 |
| Revenue Per Employee | 13.13M |
| Employee Count | 20,000.00 |
Over the twelve months ended June 30, 2026, Synchrony Financial recorded 19.15B in income tax expense. That works out to an effective tax rate of 23.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 80.61B, leaving 61.47B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.
| Income Tax | 19.15B |
| Effective Tax Rate | 23.75 |
As of the close on September 18, 2026, Synchrony Financial's stock has declined approximately 0.54% over the past 52 weeks.
| 52-Week Price Change | -0.54% |
Over the twelve months ended June 30, 2026, Synchrony Financial generated 262.63B in revenue and converted that into 61.47B in net income, yielding earnings per share of 174.67.
| Revenue | 262.63B |
| Pretax Income | 80.61B |
| Net Income | 61.47B |
| Earnings Per Share (EPS) | 174.67 |
As of June 30, 2026, Synchrony Financial holds 324.95B in cash and equivalents against 287.09B in total debt, resulting in a net debt position of 4.18B.
| Cash & Cash Equivalents | 324.95B |
| Total Debt | 287.09B |
| Net Debt | 4.18B |
| Equity (Book Value) | 265.24B |
| Book Value Per Share | 816.11 |
Synchrony Financial produced 169.37B in operating cash flow over the twelve months ended June 30, 2026.
| Operating Cash Flow | 169.37B |
| Free Cash Flow | 169.37B |
| FCF Per Share | 486.59 |
These figures cover the twelve months ended June 30, 2026.
| Pretax Margin | 30.69 |
| Profit Margin | 23.40 |
Over the twelve months ended June 30, 2026, Synchrony Financial paid dividends of 25.25 per share. The dividend payout ratio of 12.23 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.
| Dividend Per Share | 25.25 |
| Payout Ratio | 12.23 |