BankGuam Holding Co. Financial Ratios — BKGM Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	15.56	11.37	12.23	11.09	12.15	13.28	7.35	10.68	12.44	8.81	13.53	11.22	16	11.24	10.28
Return on Assets (%)	1.01	0.73	0.79	0.7	0.75	0.78	0.44	0.67	0.84	0.58	0.8	0.71	1.19	0.94	0.84
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.92	4.38	4.4	4.69	4.52	3.89	3.54	3.51	3.61	3.99	4.28	4.22	3.19	3.11	2.98
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	11.14	17.38	19.79	18.11	19.46	22.07	18.93	15.2	20.12	16.14	24.05	18.48	25.3	21.06	19.48
Profit Margin (%)	9.84	12.44	14	13	14.31	15.52	8.9	12.39	14.94	12.63	18.89	15.07	19.78	15.39	14.53
Net Income to Common Margin (%)	9.84	12.44	14	13	14.31	15.47	8.32	11.86	14.44	12.08	18.41	14.59	19.22	14.99	14.53
Effective Tax Rate (%)	11.68	28.43	29.25	28.21	26.48	29.66	53	18.49	25.75	21.71	19.53	15.02	19.35	22.72	19.52
Dvd Payout Ratio (%)	76.82	50.92	44.49	41.59	32.07	27.41	46.52	31.35	24.76	32.43	21.61	23.56	14.21	19.7	20.7
Sustainable Growth Rate (%)	3.61	5.58	6.79	6.48	8.26	9.64	3.93	7.33	9.36	5.95	10.6	8.58	13.73	9.03	8.15

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	10	10	- -	- -	- -	- -	- -	- -	15	15	34	34	35	35	25
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	10	10	- -	- -	- -	- -	- -	- -	15	15	34	34	35	35	25
Total Debt/EBITDA	3.56	3.34	- -	- -	- -	- -	- -	- -	3.78	3.75	7.41	6.52	7.02	7.06	5.09
Net Debt/EBITDA	-40.42	-19.44	-29.53	-29.25	-28.29	-52	-37.09	-42.61	-29.95	-69.16	-112.72	-29.79	-11.13	-10.98	-82.95
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.47	6.43	6.5	6.07	6.27	5.55	5.64	6.31	6.74	5.94	5.58	6.64	7.77	8.52	7.9
Long-Term Debt/Equity (%)	11.46	10.74	- -	- -	- -	- -	- -	- -	8.98	8.35	19.03	26.02	19.89	18.45	11
Long-Term Debt/Capital (%)	12.16	11.52	- -	- -	- -	- -	- -	- -	10.01	9.51	17.33	16.19	14.21	13.16	9.08
Long-Term Debt/Total Assets (%)	0.89	0.84	- -	- -	- -	- -	- -	- -	0.76	0.63	1.23	1.35	1.34	1.34	0.81
Total Debt/Equity (%)	11.46	10.74	- -	- -	- -	- -	- -	- -	8.98	8.35	19.03	26.02	19.89	18.45	11
Total Debt/Capital (%)	12.16	11.52	- -	- -	- -	- -	- -	- -	10.01	9.51	17.33	16.19	14.21	13.16	9.08
Total Debt/Total Assets (%)	0.89	0.84	- -	- -	- -	- -	- -	- -	0.76	0.63	1.23	1.35	1.34	1.34	0.81
Net Debt to Equity	-130.01	-62.53	-97.58	-98.75	-89.89	-133.62	-91.3	-104.59	-71.21	-154.1	-289.35	-118.89	-31.54	-28.7	-179.39
Net Debt/Capital (%)	275.26	-312.53	1,120.56	848.89	2,493.17	255.62	883.37	446.2	-749.1	206.4	145.7	-751.48	-35.62	-30.83	259.35
EBITDA	3	3	3	3	4	3	3	4	4	4	5	5	5	5	5
EBITDA-CapEx	- -	- -	-1	- -	1	- -	- -	-1	-1	- -	- -	2	1	- -	-1
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.47	6.43	6.5	6.07	6.27	5.55	5.64	6.31	6.74	5.94	5.58	6.64	7.77	8.52	7.9
Long-Term Debt/Equity (%)	11.46	10.74	- -	- -	- -	- -	- -	- -	8.98	8.35	19.03	26.02	19.89	18.45	11
Long-Term Debt/Capital (%)	12.16	11.52	- -	- -	- -	- -	- -	- -	10.01	9.51	17.33	16.19	14.21	13.16	9.08
Long-Term Debt/Total Assets (%)	0.89	0.84	- -	- -	- -	- -	- -	- -	0.76	0.63	1.23	1.35	1.34	1.34	0.81
Total Debt/Equity (%)	11.46	10.74	- -	- -	- -	- -	- -	- -	8.98	8.35	19.03	26.02	19.89	18.45	11
Total Debt/Capital (%)	12.16	11.52	- -	- -	- -	- -	- -	- -	10.01	9.51	17.33	16.19	14.21	13.16	9.08
Total Debt/Total Assets (%)	0.89	0.84	- -	- -	- -	- -	- -	- -	0.76	0.63	1.23	1.35	1.34	1.34	0.81
CFO/Total Liabilities	1.05	1.94	1.6	1.28	1.09	0.83	0.69	2.23	1.2	1.33	0.71	0.09	1.71	1.55	1.44
CFO/CapEx	4.19	8.06	5.22	4.6	5.49	4.43	3.66	9.1	4.1	7.04	3.86	0.72	10.06	8.35	6.52
Altman's Z-Score	0.14	0.18	0.18	0.17	0.17	0.15	0.16	0.18	0.18	0.15	0.14	0.18	0.17	0.19	0.16

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	34.09	19.75	18.52	18.91	20.07	19.71	18.32	12.34	6.62	6.04	9.45	9.71	10.89	11.36	11.21
Days Sales Outstanding	10.71	18.48	19.71	19.3	18.18	18.51	19.92	29.59	55.16	60.48	38.61	37.6	33.51	32.14	32.56
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	68	77	84	84	94	104	115	108	92	109	137	17	17	- -
- Cash & Cash Equivalents	126	69	92	101	101	177	126	155	132	288	557	192	89	88	427
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	1	1	1	1	1	1	1	1	1	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	7	7	7	7	7
+ Total Debt	10	10	- -	- -	- -	- -	- -	- -	15	15	34	34	35	35	25
Enterprise Value	-288	-265	-198	-248	-245	-502	-482	-420	-385	-690	-905	-514	-476	-425	-821
Total Capital	84	88	83	89	97	108	112	120	147	155	198	213	243	263	272
Total Debt/Capital (%)	12.16	11.52	- -	- -	- -	- -	- -	- -	10.01	9.51	17.33	16.19	14.21	13.16	9.08
Total Debt / EV	-0.04	-0.04	- -	- -	- -	- -	- -	- -	-0.04	-0.02	-0.04	-0.07	-0.07	-0.08	-0.03
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	68	77	84	84	94	104	115	108	92	109	137	17	17	- -
Diluted Enterprise Value	-116	9	-15	-17	-17	-82	-21	-39	-8	-180	-406	-12	-29	-28	-395
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	58	69	70	74	79	87	96	104	108	99	109	125	154	158	163
TTM EBITDA	3	3	3	3	4	3	3	4	4	4	5	5	5	5	5
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	11	22	19	17	16	15	13	39	21	29	19	2	41	37	40
TTM Free Cash Flow to Firm	14	24	23	21	19	18	16	43	27	33	23	5	45	42	47

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	2.8	3.4	3.94	4.52	5.17	6.51	2.66	4.03	2.78	4.66	25.28	0.38	0.42	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-288	-265	-198	-248	-245	-502	-482	-420	-385	-690	-905	-514	-476	-425	-821
Low Price	- -	- -	3,275	4,375	4,200	4,275	5,085	5,210	5,285	3,130	4,500	5,600	14.25	950	950
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	7.89	7.79	8.76	7.4	6.96	13.03	9.35	6.9	7.7	5.45	7.48	0.58	0.73	- -
Price/Earnings Average	- -	1.58	7.24	9.26	7.41	6.61	13.63	8.44	7.23	7.48	5.54	7.12	1.52	0.73	- -
Price/Earnings High	- -	8.02	8.95	10.61	8.39	7.19	14.72	9.38	8.17	9.04	6.32	7.73	4.38	0.73	- -
Price/Earnings Low	- -	- -	5.83	8.07	6.71	5.86	11.82	8.15	6.54	5.08	4.38	5.88	0.01	0.73	- -
Price/Book Value	- -	0.87	0.92	0.94	0.86	0.88	0.94	0.96	0.82	0.66	0.7	0.8	0.09	0.08	- -
Price/Book Value Average	- -	0.18	0.86	0.99	0.86	0.84	0.98	0.87	0.86	0.64	0.71	0.77	0.23	0.08	- -
Price/Book Value High	- -	0.89	1.06	1.14	0.98	0.91	1.06	0.97	0.97	0.77	0.81	0.83	0.65	0.08	- -
Price/Book Value Low	- -	- -	0.69	0.87	0.78	0.74	0.85	0.84	0.78	0.43	0.56	0.63	- -	0.08	- -
Price/Tangible Book Value	- -	0.74	0.84	0.84	0.76	0.73	0.77	0.79	0.67	0.53	0.7	1.27	0.12	0.11	- -
Price/Tangible Book Value Average	- -	0.15	0.78	0.89	0.76	0.69	0.81	0.72	0.7	0.51	0.72	1.21	0.3	0.11	- -
Price/Tangible Book Value High	- -	0.75	0.96	1.01	0.86	0.75	0.87	0.8	0.79	0.62	0.82	1.32	0.87	0.11	- -
Price/Tangible Book Value Low	- -	- -	0.63	0.77	0.69	0.61	0.7	0.69	0.63	0.35	0.57	1	- -	0.11	- -
Price/Sales	- -	0.98	1.09	1.14	1.06	1.08	1.08	1.11	1	0.93	1	1.09	0.11	0.11	- -
Price/Sales Average	- -	0.2	1.01	1.2	1.06	1.02	1.13	1	1.04	0.9	1.02	1.04	0.29	0.11	- -
Price/Sales High	- -	1	1.25	1.38	1.2	1.11	1.22	1.11	1.18	1.09	1.16	1.13	0.84	0.11	- -
Price/Sales Low	- -	- -	0.82	1.05	0.96	0.91	0.98	0.97	0.94	0.61	0.81	0.86	- -	0.11	- -
Price/Cash Flow	- -	3.14	4.05	4.8	5.34	6.34	8.29	2.95	5.02	3.17	5.87	60.18	0.42	0.47	- -
Price/Cash Flow Average	- -	0.63	3.76	5.07	5.34	6.03	8.67	2.66	5.26	3.08	5.97	57.3	1.1	0.47	- -
Price/Cash Flow High	- -	3.19	4.65	5.81	6.05	6.56	9.36	2.96	5.94	3.72	6.81	62.17	3.16	0.47	- -
Price/Cash Flow Low	- -	- -	3.03	4.42	4.84	5.34	7.52	2.57	4.76	2.09	4.72	47.3	0.01	0.47	- -
Price/Free Cash Flow Average	- -	0.56	3.16	4.16	4.52	4.92	6.81	2.4	4.23	2.7	4.74	24.07	1	0.42	- -
Price/Free Cash Flow High	- -	2.84	3.9	4.77	5.12	5.35	7.35	2.67	4.78	3.26	5.41	26.11	2.88	0.42	- -
Price/Free Cash Flow Low	- -	- -	2.54	3.63	4.09	4.35	5.91	2.32	3.82	1.83	3.75	19.87	0.01	0.42	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	0.14	- -	0.01	- -	- -	- -	- -	0.11	- -	- -	- -	0.54	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	-40.42	-14.95	-6.49	-3.6	-4.82	-25.43	-4.77	-13.83	-0.8	-46.28	-87.07	-3.6	-0.26	-5.79	-81.41
EV/EBITDA High	-40.42	3.31	-1.05	0.14	-1.72	-23.12	-2.21	-10.67	2.94	-41.54	-83.72	-1.51	16.92	-5.79	-81.41
EV/EBITDA Low	-40.42	-19.44	-10.97	-6.88	-7.03	-28.43	-9.01	-14.82	-3.56	-53.55	-92.08	-7.9	-9.39	-5.79	-81.41
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	3,875	4,375	4,750	4,635	5,080	5,605	5,975	5,575	4,750	5,600	7,125	950	950	8,200
High Price	- -	3,935	5,025	5,750	5,250	5,250	6,330	5,995	6,600	5,575	6,495	7,360	7,125	950	10,999
Enterprise Value Average	-116	-45	-20	-12	-17	-86	-16	-50	-3	-183	-404	-19	-1	-28	-395
Enterprise Value High	-116	10	-3	- -	-6	-79	-8	-39	11	-164	-388	-8	83	-28	-395
Enterprise Value Low	-116	-59	-34	-24	-25	-97	-31	-54	-14	-211	-427	-42	-46	-28	-395

Shares Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	3,328.5	3,946.8	4,009.67	4,169.37	4,375.24	4,718.3	5,169.03	5,390.11	5,596.46	5,105.32	5,582.83	6,527.76	8,471.04	8,663.02	- -
EBITDA per Share	163.62	172.97	176.39	195.62	197.57	183.6	183.03	189.31	202.18	203.67	238.71	275.31	270.27	269.34	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	327.58	490.94	561.32	542.07	626.04	729.87	430.09	639.33	807.91	616.62	1,027.93	952.55	1,628.19	1,298.3	- -
Basic EPS from Cont Ops	327.58	490.94	561.32	542.07	626.04	732.52	459.8	667.72	836.23	644.91	1,080.31	1,024.95	1,728.3	1,409.67	- -
Diluted EPS, GAAP	271.19	490.89	561.32	542.07	626.04	729.87	430.09	639.33	807.91	616.62	1,027.93	952.55	1,628.19	1,298.3	- -
Diluted EPS from Cont Ops	271.19	490.89	561.32	542.07	626.04	732.52	459.8	667.72	836.23	644.91	1,080.31	1,024.95	1,728.3	1,409.67	- -
Dividend per Share	251.66	249.97	249.72	225.45	200.79	202.68	229.79	228.83	228.33	228.29	259.95	275.05	293.79	320.99	- -
Cash Flow per Share	627.74	1,232.32	1,080.38	989.91	868.03	800.78	676.25	2,025.85	1,111.27	1,497.11	953.49	118.39	2,252.75	2,037.69	- -
Free Cash Flow per Basic Share	477.95	1,079.45	873.27	774.72	709.88	619.88	491.5	1,803.31	840.37	1,284.56	706.45	-45.1	2,028.85	1,793.68	- -
Cash & Equivalents per Share	17,015.82	19,518.79	15,609.5	18,794.79	18,206.39	32,241.43	31,585.14	27,883.14	26,345.97	41,184.25	54,366.14	36,137.5	29,446.32	26,676.1	- -
Book Value per Share	4,210.69	4,438.77	4,744.6	5,047.69	5,365.2	5,759.59	5,966.47	6,207.41	6,813.66	7,210.89	8,013.84	8,865.99	11,000.22	12,097.86	- -
Tangible Book Value per Share	4,983.15	5,260.05	5,217.18	5,669.94	6,093.88	6,967.46	7,237.16	7,528.29	8,324.32	8,962.83	7,945.98	5,590.47	8,176.1	8,996.32	- -

BankGuam Holding Co.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)