Intact Financial Corporation

Intact Financial Corporation

3,426.77
MXN
0.00
(0.00%)
56.52EPS
50.40P/E
495.60BMarket Cap
Nov 03Next Earn

Total Valuation

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As of June 30, 2026, Intact Financial Corporation carries a market capitalization of 495.60B, placing it among publicly traded companies globally. Its enterprise value stands at 344.76B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap495.60B
Enterprise Value344.76B

Important Dates

Intact Financial Corporation's next confirmed earnings release is scheduled for November 3, 2026.

Earnings Date11/3/2026

Share Statistics

As of June 30, 2026, Intact Financial Corporation has 176.35M shares outstanding.

Shares Outstanding176.35M

Valuation Ratios

As of June 30, 2026, Intact Financial Corporation trades at a trailing price-to-earnings ratio of 50.40. The price-to-sales ratio is 6.18, and the price-to-book ratio stands at 2.04.

PE Ratio50.40
PS Ratio6.18
PB Ratio2.04
P/TBV Ratio4.13
P/FCF Ratio45.46
P/OCF Ratio39.14

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.06 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Intact Financial Corporation trades at an EV/FCF ratio of 7.42, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 344.76B versus a market cap of 495.60B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.06
EV / FCF7.42

Financial Position

These figures are as of June 30, 2026.

Debt / Equity23.22

Financial Efficiency

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Over the twelve months ended June 30, 2026, Intact Financial Corporation posted a return on equity (ROE) of 17.39, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 5.26, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 13.49, useful for judging operating efficiency across full business cycles. The company generates approximately 10.26M in revenue per employee across its workforce of 31,750.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)17.39
Return on Assets (ROA)5.26
Return on Capital Employed (ROCE)13.49
Revenue Per Employee10.26M
Employee Count31,750.00

Taxes

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Over the twelve months ended June 30, 2026, Intact Financial Corporation recorded 11.41B in income tax expense. That works out to an effective tax rate of 21.96, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 51.96B, leaving 40.55B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax11.41B
Effective Tax Rate21.96

Stock Price Statistics

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As of the close on September 18, 2026, Intact Financial Corporation's stock has gained approximately 19.73% over the past 52 weeks.

52-Week Price Change19.73%
50-Day Moving Average2,918.49

Income Statement

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Over the twelve months ended June 30, 2026, Intact Financial Corporation generated 325.68B in revenue and converted that into 40.55B in net income, yielding earnings per share of 56.52.

Revenue325.68B
Pretax Income51.96B
Net Income40.55B
Earnings Per Share (EPS)56.52

Balance Sheet

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As of June 30, 2026, Intact Financial Corporation holds 237.68B in cash and equivalents against 62.07B in total debt, resulting in a net debt position of 26.86B.

Cash & Cash Equivalents237.68B
Total Debt62.07B
Net Debt26.86B
Equity (Book Value)242.56B
Book Value Per Share1,375.45

Cash Flow

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Intact Financial Corporation produced 51.43B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -7.08B in capital expenditures, free cash flow totaled 44.36B - equivalent to 61.93 per share.

Operating Cash Flow51.43B
Capital Expenditures-7.08B
Free Cash Flow44.36B
FCF Per Share61.93

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin15.96
Profit Margin12.45

Dividends & Yields

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Over the twelve months ended June 30, 2026, Intact Financial Corporation paid dividends of 18.70 per share. The dividend payout ratio of 32.00 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 2.20, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.85, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Intact Financial Corporation shareholders.

Dividend Per Share18.70
Payout Ratio32.00
Shareholder Yield4.85
FCF Yield2.20