Nu Holdings Ltd.

Nu Holdings Ltd.

283.14
MXN
+8.80
(+3.21%)
2.44EPS
94.42P/E
1.13TMarket Cap
Nov 12Next Earn

Total Valuation

MXN

As of June 30, 2026, Nu Holdings Ltd. Class A carries a market capitalization of 1.13T, placing it among publicly traded companies globally. Its enterprise value stands at 578.82B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.13T
Enterprise Value578.82B

Important Dates

Nu Holdings Ltd. Class A's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Nu Holdings Ltd. Class A has 4.83B shares outstanding.

Shares Outstanding4.83B

Valuation Ratios

As of June 30, 2026, Nu Holdings Ltd. Class A trades at a trailing price-to-earnings ratio of 94.42. The price-to-sales ratio is 25.85, and the price-to-book ratio stands at 4.87.

PE Ratio94.42
PS Ratio25.85
PB Ratio4.87
P/TBV Ratio5.33
P/FCF Ratio-206.49
P/OCF Ratio-246.52

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.51 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 578.82B versus a market cap of 1.13T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.51

Financial Position

These figures are as of June 30, 2026.

Debt / Equity14.60

Financial Efficiency

MXN

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A posted a return on equity (ROE) of 31.61, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 28.45, useful for judging operating efficiency across full business cycles. The company generates approximately 28.02M in revenue per employee across its workforce of 8,215.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)31.61
Return on Assets (ROA)4.96
Return on Capital Employed (ROCE)28.45
Revenue Per Employee28.02M
Employee Count8,215.75

Taxes

MXN

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A recorded 13.53B in income tax expense. That works out to an effective tax rate of 17.67, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 76.61B, leaving 63.02B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax13.53B
Effective Tax Rate17.67

Stock Price Statistics

MXN

As of the close on October 23, 2026, Nu Holdings Ltd. Class A's stock has declined approximately 2.96% over the past 52 weeks. The 50-day moving average sits at 256.71, while the 200-day moving average is 254.37.

52-Week Price Change-2.96%
50-Day Moving Average256.71
200-Day Moving Average254.37

Income Statement

MXN

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A generated 230.17B in revenue and converted that into 63.02B in net income, yielding earnings per share of 2.44.

Revenue230.17B
Pretax Income76.61B
Net Income63.02B
Earnings Per Share (EPS)2.44

Balance Sheet

MXN

As of June 30, 2026, Nu Holdings Ltd. Class A holds 581.33B in cash and equivalents against 33.80B in total debt, resulting in a net debt position of -260.71B.

Cash & Cash Equivalents581.33B
Total Debt33.80B
Net Debt-260.71B
Equity (Book Value)231.49B
Book Value Per Share47.92

Cash Flow

MXN

Nu Holdings Ltd. Class A produced -24.14B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -5.04B in capital expenditures, free cash flow totaled -29.18B - equivalent to -1.14 per share.

Operating Cash Flow-24.14B
Capital Expenditures-5.04B
Free Cash Flow-29.18B
FCF Per Share-1.14

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.28
Profit Margin27.38

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -0.48: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -2.48, meaning Nu Holdings Ltd. Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-2.48
FCF Yield-0.48