UP Fintech Holding Limited

UP Fintech Holding Limited

75.96
MXN
+0.07
(+0.09%)
10.63EPS
7.04P/E
13.88BMarket Cap
Dec 01Next Earn

Total Valuation

MXN

As of June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A carries a market capitalization of 13.88B, placing it among publicly traded companies globally. Its enterprise value stands at 3.33B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap13.88B
Enterprise Value3.33B

Important Dates

UP Fintech Holding Ltd. Sponsored ADR Class A's next confirmed earnings release is scheduled for December 1, 2026.

Earnings Date12/1/2026

Share Statistics

As of June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A has 179.85M shares outstanding.

Shares Outstanding179.85M

Valuation Ratios

As of June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A trades at a trailing price-to-earnings ratio of 7.04. The price-to-sales ratio is 1.14, and the price-to-book ratio stands at 0.90.

PE Ratio7.04
PS Ratio1.14
PB Ratio0.90
P/TBV Ratio0.90

Enterprise Valuation

As of June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A trades at an EV/EBITDA multiple of 0.61 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 0.28 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 0.63 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 3.33B versus a market cap of 13.88B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.28
EV / EBITDA0.61
EV / EBIT0.63

Financial Position

As of June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A maintains a current ratio of 1.10, meaning it holds 1.1x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 6.88, indicating elevated leverage, while an interest coverage ratio of 3.89 demonstrates adequate ability to service its debt obligations.

Current Ratio1.10
Quick Ratio0.62
Debt / Equity6.88
Debt / EBITDA0.20
Interest Coverage3.89

Financial Efficiency

MXN

Over the twelve months ended June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A posted a return on equity (ROE) of 13.59, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 23.08 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 1.22, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 17.85, useful for judging operating efficiency across full business cycles. The company generates approximately 9.19M in revenue per employee across its workforce of 1,307.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)13.59
Return on Assets (ROA)1.22
Return on Invested Capital (ROIC)23.08
Return on Capital Employed (ROCE)17.85
Revenue Per Employee9.19M
Employee Count1,307.75

Taxes

MXN

Over the twelve months ended June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A recorded 789.02M in income tax expense. That works out to an effective tax rate of 28.72, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.75B, leaving 1.95B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax789.02M
Effective Tax Rate28.72

Stock Price Statistics

MXN

As of the close on October 23, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A's stock has declined approximately 59.11% over the past 52 weeks. The 50-day moving average sits at 82.53, while the 200-day moving average is 107.05.

52-Week Price Change-59.11%
50-Day Moving Average82.53
200-Day Moving Average107.05

Income Statement

MXN

Over the twelve months ended June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A generated 12.02B in revenue and converted that into 1.95B in net income, yielding earnings per share of 10.63. EBITDA reached 5.48B, while operating income came in at 5.28B.

Revenue12.02B
Gross Profit8.25B
Operating Income5.28B
Pretax Income2.75B
Net Income1.95B
EBITDA5.48B
EBIT5.28B
Earnings Per Share (EPS)10.63

Balance Sheet

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As of June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A holds 11.71B in cash and equivalents against 1.07B in total debt, resulting in a net debt position of -8.55B. Total book value stands at 15.50B, with working capital of 15.20B providing operational flexibility.

Cash & Cash Equivalents11.71B
Total Debt1.07B
Net Debt-8.55B
Equity (Book Value)15.50B
Book Value Per Share86.18
Working Capital15.20B

Margins

Over the twelve months ended June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A posted a gross margin of 68.61, reflecting its pricing power and cost economics. The operating margin of 43.97 and net profit margin of 16.22 provide insight into operational efficiency.

Gross Margin68.61
Operating Margin43.97
Pretax Margin22.86
Profit Margin16.22
EBITDA Margin45.58

Scores

As of June 30, 2026, UP Fintech Holding Ltd. Sponsored ADR Class A has an Altman Z-Score of 0.37, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.37