Yiren Digital Ltd.

Yiren Digital Ltd.

15.57
MXN
0.00
(0.00%)
-20.42EPS
5.52BMarket Cap
Nov 25Next Earn

Total Valuation

MXN

As of March 31, 2026, Yiren Digital Ltd. Sponsored ADR carries a market capitalization of 5.52B, placing it among publicly traded companies globally. Its enterprise value stands at -723.50M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.52B
Enterprise Value-723.50M

Important Dates

Yiren Digital Ltd. Sponsored ADR's next confirmed earnings release is scheduled for November 25, 2026.

Earnings Date11/25/2026

Share Statistics

As of March 31, 2026, Yiren Digital Ltd. Sponsored ADR has 87.49M shares outstanding.

Shares Outstanding87.49M

Valuation Ratios

These figures are as of March 31, 2026. The price-to-sales ratio is 0.42, and the price-to-book ratio stands at 0.24.

PS Ratio0.42
PB Ratio0.24
P/TBV Ratio0.24

Financial Position

As of March 31, 2026, Yiren Digital Ltd. Sponsored ADR maintains a current ratio of 9.00, meaning it holds 9.0x the short-term assets needed to cover near-term liabilities.

Current Ratio9.00
Quick Ratio8.63
Debt / Equity0.40
Debt / EBITDA-0.04

Financial Efficiency

MXN

Over the twelve months ended March 31, 2026, Yiren Digital Ltd. Sponsored ADR posted a negative return on equity (ROE) of -7.41, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -5.33, reflecting losses generated across the asset base. The company generates approximately 13.64M in revenue per employee across its workforce of 965.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)-7.41
Return on Assets (ROA)-5.33
Revenue Per Employee13.64M
Employee Count965.00

Taxes

MXN

Over the twelve months ended March 31, 2026, Yiren Digital Ltd. Sponsored ADR recorded an income tax benefit of -224.45M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. The company reported a pretax loss of -2.00B and -1.78B in bottom-line net income, so the effective tax rate carries little signal until profitability returns.

Income Tax-224.45M

Stock Price Statistics

MXN

As of the close on September 23, 2026, Yiren Digital Ltd. Sponsored ADR's stock has declined approximately 86.09% over the past 52 weeks.

52-Week Price Change-86.09%
50-Day Moving Average82.39

Income Statement

MXN

Over the twelve months ended March 31, 2026, Yiren Digital Ltd. Sponsored ADR generated 13.17B in revenue and converted that into -1.78B in net income, yielding earnings per share of -20.42. EBITDA reached -2.40B, while operating income came in at -2.40B.

Revenue13.17B
Gross Profit11.19B
Operating Income-2.40B
Pretax Income-2.00B
Net Income-1.78B
EBITDA-2.40B
EBIT-2.40B
Earnings Per Share (EPS)-20.42

Balance Sheet

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As of March 31, 2026, Yiren Digital Ltd. Sponsored ADR holds 6.37B in cash and equivalents against 91.64M in total debt, resulting in a net debt position of -6.37B. Total book value stands at 22.76B, with working capital of 21.80B providing operational flexibility.

Cash & Cash Equivalents6.37B
Total Debt91.64M
Net Debt-6.37B
Equity (Book Value)22.76B
Book Value Per Share260.19
Working Capital21.80B

Margins

Over the twelve months ended March 31, 2026, Yiren Digital Ltd. Sponsored ADR posted a gross margin of 85.03, reflecting its pricing power and cost economics. The operating margin of -18.21 and net profit margin of -13.54 provide insight into operational efficiency.

Gross Margin85.03
Operating Margin-18.21
Pretax Margin-15.18
Profit Margin-13.54
EBITDA Margin-18.21

Scores

As of March 31, 2026, Yiren Digital Ltd. Sponsored ADR has an Altman Z-Score of 1.73, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.73