1. Indonesia Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
PT Bank Permata Tbk

PT Bank Permata Tbk

BNLI.JK
PT Bank Permata TbkID flagIndonesia Stock Exchange
2,420.00
IDR
+40.00
- -
87.56TMarket Cap
PT Bank Permata Tbk
BNLI.JK
(Indonesia Stock Exchange)

Recent

price

2,420.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
380.48
411.76
507.4
493.33
478.17
535.08
386.67
286.15
229.35
247.53
277.61
311.43
297.64
326.77
330.04
343.32
336.92
Revenue per Share
95.84
95.72
115.14
123.97
103.06
15.95
-310.93
25.6
28.09
46.77
22.49
39.03
55.65
71.45
98.57
99.15
101.77
Basic EPS, GAAP
409.56
457.71
275.6
-159.34
372.96
104.2
246.81
-467.71
-152.66
-62.89
21.06
1,090.85
456.42
-884.45
198.44
108.75
-18.33
Free Cash Flow per Basic Share
- -
- -
- -
- -
11.2
10.74
- -
- -
- -
- -
- -
- -
8.5
15
25
30
- -
Dividend per Share
27.79
119.81
255.93
313.89
381.69
386.8
37.42
73.22
95.68
140.15
140.71
210.59
225.2
273.71
346.46
415.13
360.91
Book Value per Share
738.15
732.46
1,030.07
988.66
1,084.33
1,188.92
905.33
719.05
684.28
733.12
1,075.64
1,143.49
1,019.38
1,079.37
1,142.05
1,229.36
1,167.39
Tangible Book Value per Share
10,473
12,086
11,883
13,922
15,406
15,496
20,851
29,241
32,083
32,083
32,084
31,543
36,181
36,181
36,181
36,181
36,181
Basic Weighted Avg Shares
3,984,775
4,976,531
6,029,315
6,868,029
7,366,737
8,291,636
8,062,259
8,367,088
7,358,155
7,941,291
8,906,897
9,823,492
10,769,116
11,822,847
11,941,128
12,421,639
12,190,056
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
136,466
167,777
192,583
235,797
265,751
316,980
303,289
252,497
219,472
405,740
397,236
393,416
348,513
370,376
436,000
405,683
Depreciation Expense
1,003,675
1,156,876
1,368,133
1,725,873
1,587,771
247,112
-6,483,084
748,433
901,251
1,500,420
721,587
1,231,127
2,013,413
2,585,218
3,566,519
3,587,535
3,682,217
Net Income, GAAP
18.95
25.78
27.54
25.01
22.45
15.82
- -
21.31
26.08
25.38
55.33
21.36
22.98
22.83
22.61
22.53
22.49
Effective Tax Rate (%)
25.19
23.25
22.69
25.13
21.55
2.98
-80.41
8.94
12.25
18.89
8.1
12.53
18.7
21.87
29.87
28.88
30.21
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
2,311,193
3,351,179
5,905,202
8,692,753
9,154,680
8,577,173
6,526,586
6,567,660
4,801,258
2,291,699
9,821,011
9,331,229
10,291,767
10,279,302
10,849,329
11,349,907
10,996,329
LT Debt
8,014,918
9,136,208
12,495,534
14,114,418
17,083,109
18,812,844
19,289,606
21,510,742
22,451,936
24,037,351
35,071,453
36,613,715
37,617,289
39,992,322
42,603,182
45,848,014
43,584,825
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
133.05
60.95
46.58
30.98
4.16
-191.4
51.24
34.59
39.66
16.02
22.07
27.23
28.64
31.79
26.04
31.23
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
36,181
36,181
36,181
Market Capitalization
34,191,385
91,538,840
100,584,179

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
26,234,533
24,277,332
22,657,553
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.9%
5.52%
7.62%
Free Cash Flow
407.54%
895.78%
-45.2%
Net Income, GAAP
-259.9%
40.22%
0.59%
Sales/Revenue/Turnover
4.38%
6.94%
4.02%
Total Cash Common Dividend
- -
- -
20%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,921,853
2,663,918
3,201,826
2,904,267
11,941,128
2025
3,092,890
2,991,073
3,022,951
- -
12,421,639
2026
3,019,489
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
22.31
- -
- -
- -
98.57
2025
21.81
- -
- -
- -
99.15
2026
25.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
25
2025
- -
- -
- -
- -
30
2026
- -
- -
- -
- -
- -
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Business
PT Bank Permata Tbk (BNLI.JK) operates as a commercial bank in Indonesia, providing a comprehensive range of conventional and sharia-compliant banking products and services to retail, small and medium enterprise (SME), and wholesale customers; its core offerings include current and savings accounts, time deposits, mutual funds, bonds, personal loans, credit cards, mortgages, working capital loans, dealer finance, joint finance, transaction banking, trade finance, foreign exchange, and securities services. Founded in 1954 through the merger of predecessor banks and headquartered at World Trade Center II, Jl. Jend. Sudirman Kav. 29-31, South Jakarta, the bank serves nearly four million customers across 62 cities with 304 branches and two mobile branches, positioning it as one of Indonesia's top 10 banks by assets and a BUKU IV category institution since 2021. As a subsidiary of Bangkok Bank Public Company Limited, which acquired controlling ownership of 98.71% in 2020 following a USD2.3 billion transaction from prior shareholders Standard Chartered Bank and PT Astra International Tbk, Permata Bank continues to leverage its extensive distribution network, strong retail deposit franchise, and advanced digital platforms like the Permata ME mobile banking app. Recent developments include Bangkok Bank's release of over 3.47 billion shares in August 2024 and the official adoption of Bangkok Bank's logo symbol as its new corporate identity on 27 September 2024, signaling deeper strategic integration and brand alignment under its Thai parent. The bank maintains operations through subsidiaries such as PT Sahabat Finansial Keluarga for consumer finance, targeting growth in Indonesia's dynamic banking sector amid ASEAN regional expansion initiatives.