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Banco Bilbao Vizcaya Argentaria, S.A.

Banco Bilbao Vizcaya Argentaria, S.A.

BOY.DE
Banco Bilbao Vizcaya Argentaria, S.A.DE flagDeutsche Börse
22.79
EUR
+0.03
- -
126.30BMarket Cap
Banco Bilbao Vizcaya Argentaria, S.A.
BOY.DE
(Deutsche Börse)

Recent

price

22.79

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.17
4.57
4.22
4.17
3.87
3.82
3.76
3.51
3.36
3.11
3.35
3.59
4.53
5.61
6.8
6.86
6.61
Revenue per Share
1.08
0.65
0.32
0.37
0.44
0.39
0.5
0.48
0.77
0.47
0.2
0.73
1.03
1.35
1.74
1.83
1.83
Basic EPS, GAAP
1.64
3.29
1.39
-0.41
-1.36
3.01
0.67
0.05
1.7
-1.61
5.75
-0.34
3.44
-0.43
-3.5
2.29
3.6
Free Cash Flow per Basic Share
0.29
0.22
0.24
0.32
0.14
0.13
0.23
0.23
0.3
0.29
0.16
0.14
0.35
0.47
0.68
0.73
0.31
Dividend per Share
1.6
1.17
0.83
0.88
0.95
4.18
4.11
4.16
4.96
4.84
5.27
6.21
6.79
7.91
9.29
10.38
12.7
Book Value per Share
6.91
7.16
6.97
6.79
7.44
6.68
6.57
6.12
6.36
6.42
7.17
7.27
7.81
8.89
9.97
10.25
9.83
Tangible Book Value per Share
4,264
4,635
5,238
5,570
5,950
6,774
6,950
7,331
7,005
7,472
6,654
6,401
6,189
5,954
5,769
5,748
5,889
Basic Weighted Avg Shares
22,032
21,166
22,078
23,228
23,004
25,875
26,147
25,730
23,571
23,270
22,271
22,996
28,065
33,427
39,235
39,415
38,935
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
761
810
978
1,099
1,145
1,272
1,426
1,387
1,034
1,386
1,288
1,234
1,328
1,403
1,533
1,521
1,560
Depreciation Expense
4,606
3,004
1,676
2,084
2,618
2,642
3,475
3,514
5,400
3,512
1,305
4,653
6,358
8,019
10,054
10,511
10,802
Net Income, GAAP
22.2
4.65
- -
- -
22.56
27.68
26.58
31.37
26.99
27.58
27.8
26.34
34.14
32.23
31.35
31.43
31.14
Effective Tax Rate (%)
20.91
14.19
7.59
8.97
11.38
10.21
13.29
13.66
22.91
15.09
5.86
20.23
22.65
23.99
25.63
26.67
27.74
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
102,599
96,427
98,070
74,676
72,191
82,268
76,609
63,916
63,972
71,953
68,985
61,719
60,116
74,192
75,930
89,075
87,564
LT Debt
37,475
40,058
43,661
44,565
51,610
55,283
55,428
53,322
52,871
54,926
50,018
48,760
50,518
55,265
60,013
61,796
60,804
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
71.67
49.19
34.37
44.99
49.58
15.54
12.22
11.9
16.55
9.91
3.66
12.43
15.55
17.99
19.97
18.57
10.96
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
227
- -
LT Borrowings
82,667
87,839
87,564
LT Finance Leases
1,430
1,236
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5,755
5,691
5,634
Market Capitalization
96,949
118,749
106,938

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
125,115
128,248
142,055
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
23,110
23,738
- -
ST Debt
- -
227
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.26%
4.41%
2.97%
Free Cash Flow
148.69%
-151.98%
-165.16%
Net Income, GAAP
33.78%
69.85%
4.55%
Sales/Revenue/Turnover
4.77%
12.45%
0.46%
Total Cash Common Dividend
26.17%
39.6%
7.23%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,219
9,226
9,320
9,320
39,235
2025
9,324
8,710
9,778
9,795
39,415
2026
10,652
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.38
0.47
0.44
0.4
1.74
2025
0.47
0.46
- -
0.42
1.83
2026
0.53
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.38
- -
- -
0.68
2025
- -
- -
- -
0.3
0.73
2026
- -
- -
- -
- -
- -
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Business
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) operates as a multinational financial services company providing retail banking, wholesale banking, corporate and investment banking, asset management, private banking, insurance, mutual funds, securities brokerage, consumer and mortgage loans, and digital banking solutions including cryptocurrency trading and custody services; it serves individuals, SMEs, large corporations, and institutional clients across more than 25 countries with leading franchises in Spain, Mexico, South America, Turkey, the United States, and operations in Europe, Latin America, and Asia. Founded in 1857 as Banco de Bilbao in Bilbao, Spain, with operational headquarters in Madrid's Ciudad BBVA complex, BBVA ranks as Spain's second-largest bank by assets of approximately €772 billion as of December 2024, employing 125,916 people and serving 77.2 million customers through 5,949 offices. The company lists on the Madrid Stock Exchange (ticker: BBVA), New York Stock Exchange, and Mexican Stock Exchange, and forms part of the IBEX 35 and Euro Stoxx 50 indices. Recent developments include achieving its €300 billion sustainable finance target a year early in 2024 and launching a new €700 billion sustainable finance goal for 2025-2029 focused on climate change, natural capital, and inclusive growth; advancing a proposed merger with Banco Sabadell to create Spain's second-largest lender, alongside securing approval for indirect control of Sabadell's Mexican businesses in December 2024 and planning a €993 million share buyback in January 2025; rolling out a new AI-personalized mobile app in Spain in 2025; expanding institutional services with Ripple's cryptocurrency custody solution in September 2025 under EU MiCA regulation; and posting record 2024 net attributable profit of €10.05 billion with a 20% return on tangible equity. BBVA supports key sectors such as energy, infrastructure, industry, transportation, TMT, consumer retail, leisure, and healthcare through tailored financing, advisory, M&A, and decarbonization strategies via its Corporate & Investment Banking unit, while prioritizing digital transformation, customer-centric hyper-personalization, and sustainability as core growth drivers in its 2025-2029 strategic plan.