Banque Cantonale Vaudoise

Banque Cantonale Vaudoise

BQCNF
Banque Cantonale VaudoiseUS flagOther OTC
139.97
USD
- -
- -
12.02BMarket Cap
Banque Cantonale Vaudoise
BQCNF
(Other OTC)

Recent

price

139.97

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
11.74
11.45
11.29
11.04
11.35
11.7
11.17
11.32
11.26
11.35
11.07
11.69
11.98
13.39
13.27
13.21
11.73
Revenue per Share
3.64
3.51
3.61
3.25
3.44
3.91
3.6
3.72
4.08
4.23
3.85
4.41
4.52
5.46
5.13
5
3.92
Basic EPS, GAAP
- -
9.04
29.08
-1.27
5.04
26.02
9.55
7.6
2.06
1.73
36.75
12.52
3.38
-3.16
58.54
67.62
- -
Free Cash Flow per Basic Share
- -
- -
1
1
1
1
1
1
1
- -
- -
- -
0.01
- -
- -
- -
- -
Dividend per Share
25.57
25.85
27.26
28.32
29.57
28.13
29.43
30.85
32.74
33.44
33.66
34.45
35.26
36.92
37.74
38.32
28.22
Book Value per Share
37.96
37.95
38.09
38.23
38.51
39.21
39.55
40.03
40.97
41.73
41.62
42.43
43.24
44.9
45.73
46.28
39.33
Tangible Book Value per Share
86
86
86
86
86
86
86
86
86
86
86
86
86
86
86
86
86
Basic Weighted Avg Shares
1,011
986
972
950
977
1,007
961
974
966
974
950
1,004
1,028
1,150
1,140
1,135
1,007
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
84
86
86
80
75
72
70
69
71
72
72
70
76
82
82
- -
Depreciation Expense
313
302
311
280
296
336
310
320
350
363
331
379
388
469
441
430
336
Net Income, GAAP
22.86
22.95
22.82
23.05
22.32
21.3
21.21
20.59
20.1
13.5
12.37
14.16
13.51
13.64
14.52
14.67
- -
Effective Tax Rate (%)
30.99
30.65
32
29.48
30.31
33.4
32.21
32.86
36.21
37.27
34.83
37.73
37.75
40.8
38.65
37.87
33.4
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
5,284
5,599
5,971
6,188
6,496
6,913
7,288
7,407
7,251
7,098
6,913
7,315
7,942
8,445
9,448
11,147
6,913
LT Debt
3,271
3,301
3,315
3,322
3,341
3,397
3,420
3,457
3,522
3,584
3,574
3,643
3,713
3,855
3,927
3,976
3,397
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
15.45
13.65
13.61
11.71
11.89
13.54
12.5
12.34
12.8
12.79
11.49
12.95
12.97
15.14
13.75
13.15
13.54
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'15
Sep'15
Dec'15
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
86
86
86
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Jun'15
Sep'15
Dec'15
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,579
8,667
8,671
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.59%
2.16%
1.25%
Free Cash Flow
-41.38%
-454.36%
15.56%
Net Income, GAAP
2.89%
5.85%
-2.47%
Sales/Revenue/Turnover
1.3%
3.72%
-0.45%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1,150
2024
- -
- -
- -
- -
1,140
2025
- -
- -
- -
- -
1,135

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
5.46
2024
- -
- -
- -
- -
5.13
2025
- -
- -
- -
- -
5

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Banque Cantonale Vaudoise (BCV), a universal cantonal bank majority-owned by the Canton of Vaud, provides a comprehensive range of financial services primarily to retail, private, corporate, and institutional clients in Vaud Canton, throughout Switzerland including German-speaking regions, and select international markets across the European Union, North America, and beyond; headquartered in Lausanne, Switzerland, since its founding in 1845, BCV operates through four core divisions—Retail Banking, Private Banking, Corporate Banking, and Asset Management & Trading—offering current, savings, foreign-currency, and retirement investment accounts; overdraft facilities; credit and payment cards; mortgage, personal, home, business, construction, consumer, and production equipment loans; working capital and international trade finance; leasing; investment funds; pension plans; cash management services; real estate and financial planning advisory; wealth and asset management for high-net-worth individuals; tax, estate, and retirement planning; life and disability insurance; hedging instruments for exchange-rate and interest-rate risks; market transactions in equities, fixed-income instruments, forex, precious metals, bonds, derivatives, and structured products; as well as online banking, ATMs, and digital platforms including e-banking apps and videoconferencing for account openings, mortgage applications, and advisor consultations. BCV maintains a dense branch network across Vaud with 43 offices, regional headquarters, an administrative center in Prilly housing IT, training, and trading facilities, and subsidiaries such as Banque Piguet Galland & Cie SA for private banking and fund management entities; it emphasizes sustainable development by guiding clients toward ESG-compliant investments aligned with the Paris Agreement and Swiss climate goals, including responsible investment solutions with competitive returns. In recent developments, BCV reports robust H1 2025 results with CHF 215 million net profit, ongoing mortgage lending growth to CHF 8.9 billion amid a dynamic real-estate market driven by low interest rates and population increases, assets under management expansion from positive market performance and net new money inflows, and a proposed 2024 ordinary dividend increase to CHF 4.40 per share totaling CHF 379 million; the bank financed over 150 new Vaud businesses and 65 successions with CHF 170 million in 2024, enhanced digital platforms like BCV-net and BCV Mobile for improved customer experience, reorganized into nine regional divisions to strengthen local ties, launched its first SFDR Article 9 fund—the Climate ESG Ambition fund—in partnership with Ethos Foundation in 2024 earning the maximum FNG label three stars, and continues strategic support for the local economy with CHF 13.7 billion in Vaud business loans while advancing sustainability integration, digital transformation, and institutional business expansion.