Ramchandra Leasing and Finance Limited

    Ramchandra Leasing and Finance Limited

    BBSE:RLFL
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    INR
    - -
    - -
    21.72P/E

    Share Statistics

    As of March 31, 2026, Ramchandra Leasing and Finance Limited has 81.16M shares outstanding.

    Shares Outstanding81.16M

    Valuation Ratios

    As of March 31, 2026, Ramchandra Leasing and Finance Limited trades at a trailing price-to-earnings ratio of 21.72. The price-to-sales ratio is 5.51, and the price-to-book ratio stands at 2.52.

    PE Ratio21.72
    PS Ratio5.51
    PB Ratio2.52
    P/TBV Ratio2.54

    Enterprise Valuation

    As of March 31, 2026, Ramchandra Leasing and Finance Limited trades at an EV/EBITDA multiple of 18.22 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 6.10 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 18.22 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses.

    EV / Sales6.10
    EV / EBITDA18.22
    EV / EBIT18.22

    Financial Position

    As of March 31, 2026, Ramchandra Leasing and Finance Limited maintains a current ratio of 7.81, meaning it holds 7.8x the short-term assets needed to cover near-term liabilities.

    Current Ratio7.81
    Quick Ratio0.92
    Debt / Equity10.25
    Debt / EBITDA0.74

    Financial Efficiency

    Over the twelve months ended March 31, 2026, Ramchandra Leasing and Finance Limited posted a return on equity (ROE) of 17.52, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 15.72 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 12.16, measuring how efficiently the asset base is converted into earnings.

    Return on Equity (ROE)17.52
    Return on Assets (ROA)12.16
    Return on Invested Capital (ROIC)15.72

    Taxes

    These figures cover the twelve months ended March 31, 2026. That works out to an effective tax rate of 25.50, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate25.50

    Margins

    Over the twelve months ended March 31, 2026, Ramchandra Leasing and Finance Limited posted a gross margin of 68.07, reflecting its pricing power and cost economics. The operating margin of 33.49 and net profit margin of 25.39 provide insight into operational efficiency.

    Gross Margin68.07
    Operating Margin33.49
    Pretax Margin34.08
    Profit Margin25.39
    EBITDA Margin33.49

    Scores

    As of March 31, 2026, Ramchandra Leasing and Finance Limited has an Altman Z-Score of 4.29, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score4.29