ITF Group AD
BBSEBG:ITF6.40
EUR
+0.25
(+4.07%)
ITF Group AD
BSEBG:ITF
(Bulgarian Stock Exchange)
Recent
price
6.40
P/E
ratio
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div
yld
- -
ROIC.AI
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in mil. unless spec.- Similar Companies
- Business
- ITF Group AD is a Bulgaria-based financial technology and non-bank financial institution that specializes in automated digital consumer lending and microcredit services. Founded in 2012 and headquartered in Sofia, Bulgaria, the company operates across the domestic consumer finance market, providing accessible credit solutions to retail individuals through proprietary online platforms. The company offers a comprehensive range of personal financing products categorized under its flagship brands, including SmileCredit, which delivers online payday loans, flexible short-term microloans, and fixed-term installment credit; and GetCash, which provides fast consumer cash loans and personal financing. Its systematic product and service offerings comprise unsecured retail consumer loans; revolving credit facilities; automated loan origination; algorithm-driven credit scoring and risk analysis; electronic identity verification; digital loan disbursement; and debt collection management. ITF Group AD conducts operations throughout Bulgaria utilizing end-to-end digital channels, while also collaborating with international peer-to-peer investment marketplaces to fund and distribute loan claims. In recent developments, the company executed an initial public offering on the BEAM growth market of the Bulgarian Stock Exchange to accelerate loan book expansion and strengthen its equity base. Additionally, ITF Group AD has issued corporate bond tranches listed on the Bulgarian Stock Exchange to diversify funding sources, upgraded its proprietary scoring and underwriting software with advanced automated analytics, expanded credit limits and repayment durations on its SmileCredit product line, and broadened its institutional funding partnerships across European loan syndication and peer-to-peer lending platforms.