Ballston Spa Bancorp, Inc.
Other OTCTotal Valuation
Ballston Spa Bancorp, Inc. carries a market capitalization of 57.04M, placing it among publicly traded companies globally. Its enterprise value stands at 103.79M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 57.04M |
| Enterprise Value | 103.79M |
Share Statistics
Ballston Spa Bancorp, Inc. currently has 742,663.00 shares outstanding.
| Shares Outstanding | 742,663.00 |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Ballston Spa Bancorp, Inc. trades at a trailing price-to-earnings ratio of 11.06. The price-to-sales ratio is 1.69, and the price-to-book ratio stands at 0.70.
| PE Ratio | 11.06 |
| PS Ratio | 1.69 |
| PB Ratio | 0.70 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 3.49 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 114.92 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.50 |
| Return on Assets (ROA) | 0.49 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Ballston Spa Bancorp, Inc. has paid 1.07M in income taxes, reflecting an effective tax rate of 19.00.
| Income Tax | 1.07M |
| Effective Tax Rate | 19.00 |
Stock Price Statistics
Ballston Spa Bancorp, Inc.'s stock has gained approximately 22.39044% over the past 52 weeks. The 50-day moving average sits at 75.61, while the 200-day moving average is 72.35.
| Beta (5Y) | N/A |
| 52-Week Price Change | 22.39044% |
| 50-Day Moving Average | 75.61 |
| 200-Day Moving Average | 72.35 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Ballston Spa Bancorp, Inc. generated 29.78M in revenue and converted that into 4.54M in net income, yielding earnings per share of 6.11.
| Revenue | 29.78M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 5.60M |
| Net Income | 4.54M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 6.11 |
Balance Sheet
Ballston Spa Bancorp, Inc. holds 28.15M in cash and equivalents against 81.75M in total debt, resulting in a net debt position of -28.15M.
| Cash & Cash Equivalents | 28.15M |
| Total Debt | 81.75M |
| Net Debt | -28.15M |
| Equity (Book Value) | 71.47M |
| Book Value Per Share | 96.14 |
| Working Capital | N/A |
Margins
Ballston Spa Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 18.82 |
| Profit Margin | 15.24 |
| EBITDA Margin | N/A |
Scores
Ballston Spa Bancorp, Inc. posts an Altman Z-Score of 0.16, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.16 |