Nu Holdings Ltd.

Nu Holdings Ltd.

47,100.00
COP
-900.00
(-1.87%)
2.64EPS
16,761.37P/E
216.13TMarket Cap
Nov 12Next Earn

Total Valuation

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As of June 30, 2026, Nu Holdings Ltd. Class A carries a market capitalization of 216.13T, placing it among publicly traded companies globally. Its enterprise value stands at 109.82T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap216.13T
Enterprise Value109.82T

Important Dates

Nu Holdings Ltd. Class A's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Nu Holdings Ltd. Class A has 4.83B shares outstanding.

Shares Outstanding4.83B

Valuation Ratios

As of June 30, 2026, Nu Holdings Ltd. Class A trades at a trailing price-to-earnings ratio of 16,761.37. The price-to-sales ratio is 4,589.27, and the price-to-book ratio stands at 4.81.

PE Ratio16,761.37
PS Ratio4,589.27
PB Ratio4.81
P/TBV Ratio5.27
P/FCF Ratio-36,658.77
P/OCF Ratio-43,760.37

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.46 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 109.82T versus a market cap of 216.13T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.46

Financial Position

These figures are as of June 30, 2026.

Debt / Equity14.60

Financial Efficiency

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Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A posted a return on equity (ROE) of 31.61, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 28.45, useful for judging operating efficiency across full business cycles. The company generates approximately 5.44B in revenue per employee across its workforce of 8,215.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)31.61
Return on Assets (ROA)4.96
Return on Capital Employed (ROCE)28.45
Revenue Per Employee5.44B
Employee Count8,215.75

Taxes

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Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A recorded 2.63T in income tax expense. That works out to an effective tax rate of 17.67, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 14.87T, leaving 12.24T in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax2.63T
Effective Tax Rate17.67

Stock Price Statistics

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As of the close on October 22, 2026, Nu Holdings Ltd. Class A's stock has declined approximately 20.95% over the past 52 weeks. The 50-day moving average sits at 46,084.40, while the 200-day moving average is 51,377.40.

52-Week Price Change-20.95%
50-Day Moving Average46,084.40
200-Day Moving Average51,377.40

Income Statement

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Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A generated 44.69T in revenue and converted that into 12.24T in net income, yielding earnings per share of 2.64.

Revenue44.69T
Pretax Income14.87T
Net Income12.24T
Earnings Per Share (EPS)2.64

Balance Sheet

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As of June 30, 2026, Nu Holdings Ltd. Class A holds 112.88T in cash and equivalents against 6.56T in total debt, resulting in a net debt position of -50.62T.

Cash & Cash Equivalents112.88T
Total Debt6.56T
Net Debt-50.62T
Equity (Book Value)44.95T
Book Value Per Share9,304.91

Cash Flow

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Nu Holdings Ltd. Class A produced -4.69T in operating cash flow over the twelve months ended June 30, 2026. After subtracting -978.22B in capital expenditures, free cash flow totaled -5.67T - equivalent to -1.24 per share.

Operating Cash Flow-4.69T
Capital Expenditures-978.22B
Free Cash Flow-5.67T
FCF Per Share-1.24

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.28
Profit Margin27.38

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at 0.00: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -2.51, meaning Nu Holdings Ltd. Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-2.51