BV Financial, Inc.
NASDAQTotal Valuation
BV Financial, Inc. carries a market capitalization of 181.23M, placing it among publicly traded companies globally. Its enterprise value stands at 105.65M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 181.23M |
| Enterprise Value | 105.65M |
Share Statistics
BV Financial, Inc. currently has 8.75M shares outstanding.
| Shares Outstanding | 8.75M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
BV Financial, Inc. trades at a trailing price-to-earnings ratio of 13.70. The price-to-sales ratio is 4.26, and the price-to-book ratio stands at 1.38.
| PE Ratio | 13.70 |
| PS Ratio | 4.26 |
| PB Ratio | 1.38 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 9.58 |
| P/OCF Ratio | 9.56 |
Enterprise Valuation
On an enterprise value basis, BV Financial, Inc. trades at an EV/EBITDA multiple of 130.75 and an EV/FCF ratio of 5.89.
| EV / Sales | 2.63 |
| EV / EBITDA | 130.75 |
| EV / EBIT | N/A |
| EV / FCF | 5.89 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 19.06 |
| Debt / EBITDA | 43.32 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.30 |
| Return on Assets (ROA) | 1.37 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, BV Financial, Inc. has paid 5.73M in income taxes, reflecting an effective tax rate of 31.45.
| Income Tax | 5.73M |
| Effective Tax Rate | 31.45 |
Stock Price Statistics
BV Financial, Inc.'s stock has gained approximately 30.32379% over the past 52 weeks. The 50-day moving average sits at 20.46, while the 200-day moving average is 18.90.
| Beta (5Y) | N/A |
| 52-Week Price Change | 30.32379% |
| 50-Day Moving Average | 20.46 |
| 200-Day Moving Average | 18.90 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, BV Financial, Inc. generated 40.12M in revenue and converted that into 12.49M in net income, yielding earnings per share of 1.39.
| Revenue | 40.12M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 18.22M |
| Net Income | 12.49M |
| EBITDA | 808,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.39 |
Balance Sheet
BV Financial, Inc. holds 100.45M in cash and equivalents against 35.00M in total debt, resulting in a net debt position of -39.58M.
| Cash & Cash Equivalents | 100.45M |
| Total Debt | 35.00M |
| Net Debt | -39.58M |
| Equity (Book Value) | 124.17M |
| Book Value Per Share | 13.89 |
| Working Capital | N/A |
Cash Flow
BV Financial, Inc. produced 17.90M in operating cash flow over the past twelve months. After subtracting -27,000.00 in capital expenditures, free cash flow totaled 17.88M - equivalent to 2.00 per share.
| Operating Cash Flow | 17.90M |
| Capital Expenditures | -27,000.00 |
| Free Cash Flow | 17.88M |
| FCF Per Share | 2.00 |
Margins
BV Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 45.40 |
| Profit Margin | 31.12 |
| EBITDA Margin | 2.01 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 17.87 |
| FCF Yield | 10.44 |
Scores
BV Financial, Inc. posts an Altman Z-Score of 0.38, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.38 |