Intercorp Financial Services Inc.

Intercorp Financial Services Inc.

51.18
USD
-2.32
(-4.34%)
5.52EPS
10.12P/E
6.19BMarket Cap
Nov 09Next Earn

Total Valuation

USD

As of June 30, 2026, Intercorp Financial Services Inc. carries a market capitalization of 6.19B, placing it among publicly traded companies globally. Its enterprise value stands at -1.18B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap6.19B
Enterprise Value-1.18B

Important Dates

Intercorp Financial Services Inc.'s next confirmed earnings release is scheduled for November 9, 2026.

Earnings Date11/9/2026

Share Statistics

As of June 30, 2026, Intercorp Financial Services Inc. has 110.40M shares outstanding.

Shares Outstanding110.40M

Valuation Ratios

As of June 30, 2026, Intercorp Financial Services Inc. trades at a trailing price-to-earnings ratio of 10.12. The price-to-sales ratio is 2.96, and the price-to-book ratio stands at 1.64.

PE Ratio10.12
PS Ratio2.96
PB Ratio1.64
P/TBV Ratio1.87
P/FCF Ratio5.51
P/OCF Ratio4.86

Financial Position

These figures are as of June 30, 2026.

Debt / Equity99.31

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, Intercorp Financial Services Inc. posted a return on equity (ROE) of 17.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.06, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.44, useful for judging operating efficiency across full business cycles. The company generates approximately 298,945.70 in revenue per employee across its workforce of 7,027.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)17.23
Return on Assets (ROA)2.06
Return on Capital Employed (ROCE)8.44
Revenue Per Employee298,945.70
Employee Count7,027.00

Taxes

USD

Over the twelve months ended June 30, 2026, Intercorp Financial Services Inc. recorded 165.44M in income tax expense. That works out to an effective tax rate of 21.25, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 778.45M, leaving 614.35M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax165.44M
Effective Tax Rate21.25

Stock Price Statistics

USD

As of the close on October 22, 2026, Intercorp Financial Services Inc.'s stock has gained approximately 24.83% over the past 52 weeks. The 50-day moving average sits at 54.84, while the 200-day moving average is 50.90.

52-Week Price Change24.83%
50-Day Moving Average54.84
200-Day Moving Average50.90

Income Statement

USD

Over the twelve months ended June 30, 2026, Intercorp Financial Services Inc. generated 2.10B in revenue and converted that into 614.35M in net income, yielding earnings per share of 5.52.

Revenue2.10B
Pretax Income778.45M
Net Income614.35M
Earnings Per Share (EPS)5.52

Balance Sheet

USD

As of June 30, 2026, Intercorp Financial Services Inc. holds 11.16B in cash and equivalents against 3.77B in total debt, resulting in a net debt position of -763.90M.

Cash & Cash Equivalents11.16B
Total Debt3.77B
Net Debt-763.90M
Equity (Book Value)3.78B
Book Value Per Share34.22

Cash Flow

USD

Intercorp Financial Services Inc. produced 1.28B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -150.84M in capital expenditures, free cash flow totaled 1.13B - equivalent to 10.17 per share.

Operating Cash Flow1.28B
Capital Expenditures-150.84M
Free Cash Flow1.13B
FCF Per Share10.17

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin37.06
Profit Margin29.25

Dividends & Yields

USD

Over the twelve months ended June 30, 2026, Intercorp Financial Services Inc. paid dividends of -0.04 per share. The dividend payout ratio of -0.63 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 18.15, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.44, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Intercorp Financial Services Inc. shareholders.

Dividend Per Share-0.04
Payout Ratio-0.63
Shareholder Yield1.44
FCF Yield18.15