Bridgewater Bancshares, Inc.

Bridgewater Bancshares, Inc.

20.67
USD
+0.54
(+2.68%)
1.98EPS
11.15P/E
586.61MMarket Cap
Jan 28Next Earn

Total Valuation

USD

As of June 30, 2026, Bridgewater Bancshares, Inc. carries a market capitalization of 586.61M, placing it among publicly traded companies globally. Its enterprise value stands at 616.13M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap586.61M
Enterprise Value616.13M

Important Dates

Bridgewater Bancshares, Inc.'s next confirmed earnings release is scheduled for January 28, 2027.

Earnings Date1/28/2027

Share Statistics

As of June 30, 2026, Bridgewater Bancshares, Inc. has 27.88M shares outstanding.

Shares Outstanding27.88M

Valuation Ratios

As of June 30, 2026, Bridgewater Bancshares, Inc. trades at a trailing price-to-earnings ratio of 11.15. The price-to-sales ratio is 3.62, and the price-to-book ratio stands at 1.22.

PE Ratio11.15
PS Ratio3.62
PB Ratio1.22
P/TBV Ratio1.27
P/FCF Ratio16.39
P/OCF Ratio13.53

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.82 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Bridgewater Bancshares, Inc. trades at an EV/FCF ratio of 16.90, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 616.13M versus a market cap of 586.61M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.82
EV / FCF16.90

Financial Position

These figures are as of June 30, 2026.

Debt / Equity79.37

Financial Efficiency

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Over the twelve months ended June 30, 2026, Bridgewater Bancshares, Inc. posted a return on equity (ROE) of 11.74, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.05, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.67, useful for judging operating efficiency across full business cycles. The company generates approximately 513,273.89 in revenue per employee across its workforce of 314.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.74
Return on Assets (ROA)1.05
Return on Capital Employed (ROCE)5.67
Revenue Per Employee513,273.89
Employee Count314.00

Taxes

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Over the twelve months ended June 30, 2026, Bridgewater Bancshares, Inc. recorded 17.18M in income tax expense. That works out to an effective tax rate of 23.37, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 73.53M, leaving 56.35M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax17.18M
Effective Tax Rate23.37

Stock Price Statistics

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As of the close on October 22, 2026, Bridgewater Bancshares, Inc.'s stock has gained approximately 22.31% over the past 52 weeks. The 50-day moving average sits at 20.98, while the 200-day moving average is 19.64.

52-Week Price Change22.31%
50-Day Moving Average20.98
200-Day Moving Average19.64

Income Statement

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Over the twelve months ended June 30, 2026, Bridgewater Bancshares, Inc. generated 161.17M in revenue and converted that into 56.35M in net income, yielding earnings per share of 1.98.

Revenue161.17M
Pretax Income73.53M
Net Income56.35M
Earnings Per Share (EPS)1.98

Balance Sheet

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As of June 30, 2026, Bridgewater Bancshares, Inc. holds 471.88M in cash and equivalents against 434.88M in total debt, resulting in a net debt position of 265.08M.

Cash & Cash Equivalents471.88M
Total Debt434.88M
Net Debt265.08M
Equity (Book Value)481.40M
Book Value Per Share17.27

Cash Flow

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Bridgewater Bancshares, Inc. produced 43.07M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -6.61M in capital expenditures, free cash flow totaled 36.46M - equivalent to 1.32 per share.

Operating Cash Flow43.07M
Capital Expenditures-6.61M
Free Cash Flow36.46M
FCF Per Share1.32

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin45.62
Profit Margin34.96

Dividends & Yields

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Over the twelve months ended June 30, 2026, Bridgewater Bancshares, Inc. paid dividends of 0.15 per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 6.10, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -2.39, meaning Bridgewater Bancshares, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.15
Shareholder Yield-2.39
FCF Yield6.10