Figure Technology Solutions, Inc.

Figure Technology Solutions, Inc.

25.36
CHF
-8.90
(-25.98%)
0.88EPS
34.68P/E
7.81BMarket Cap
Nov 12Next Earn

Total Valuation

CHF

As of June 30, 2026, Figure Technology Solutions, Inc. Class A carries a market capitalization of 7.81B, placing it among publicly traded companies globally. Its enterprise value stands at 7.84B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap7.81B
Enterprise Value7.84B

Important Dates

Figure Technology Solutions, Inc. Class A's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Figure Technology Solutions, Inc. Class A has 221.94M shares outstanding.

Shares Outstanding221.94M

Valuation Ratios

As of June 30, 2026, Figure Technology Solutions, Inc. Class A trades at a trailing price-to-earnings ratio of 34.68. The price-to-sales ratio is 11.70, and the price-to-book ratio stands at 6.85.

PE Ratio34.68
PS Ratio11.70
PB Ratio6.85
P/TBV Ratio6.85
P/FCF Ratio-109.65
P/OCF Ratio-95.08

Enterprise Valuation

As of June 30, 2026, Figure Technology Solutions, Inc. Class A trades at an EV/EBITDA multiple of 44.42 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 13.81 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 48.21 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. These enterprise value multiples are built on an enterprise value of 7.84B versus a market cap of 7.81B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales13.81
EV / EBITDA44.42
EV / EBIT48.21

Financial Position

As of June 30, 2026, Figure Technology Solutions, Inc. Class A maintains a current ratio of 1.86, meaning it holds 1.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 104.26, indicating elevated leverage, while an interest coverage ratio of 3.52 demonstrates adequate ability to service its debt obligations.

Current Ratio1.86
Quick Ratio1.19
Debt / Equity104.26
Debt / EBITDA6.74
Interest Coverage3.52

Financial Efficiency

CHF

Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. Class A posted a return on equity (ROE) of 26.22, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 11.05, measuring how efficiently the asset base is converted into earnings. The company generates approximately 943,287.79 in revenue per employee across its workforce of 602.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)26.22
Return on Assets (ROA)11.05
Revenue Per Employee943,287.79
Employee Count602.00

Taxes

CHF

Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. Class A recorded an income tax benefit of -29.56M rather than an expense, typically from losses, carryforwards, or the release of a tax provision. Taxes are levied on pretax income of 162.21M, leaving 191.56M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax-29.56M

Income Statement

CHF

Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. Class A generated 567.86M in revenue and converted that into 191.56M in net income, yielding earnings per share of 0.88. EBITDA reached 176.56M, while operating income came in at 209.39M.

Revenue567.86M
Gross Profit541.00M
Operating Income209.39M
Pretax Income162.21M
Net Income191.56M
EBITDA176.56M
EBIT162.70M
Earnings Per Share (EPS)0.88

Balance Sheet

CHF

As of June 30, 2026, Figure Technology Solutions, Inc. Class A holds 1.16B in cash and equivalents against 1.19B in total debt, resulting in a net debt position of 25.99M. Total book value stands at 1.14B, with working capital of 894.15M providing operational flexibility.

Cash & Cash Equivalents1.16B
Total Debt1.19B
Net Debt25.99M
Equity (Book Value)1.14B
Book Value Per Share5.14
Working Capital894.15M

Cash Flow

CHF

Figure Technology Solutions, Inc. Class A produced -69.87M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow-69.87M
Free Cash Flow-69.87M
FCF Per Share-0.37

Margins

Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. Class A posted a gross margin of 95.27, reflecting its pricing power and cost economics. The operating margin of 36.87 and net profit margin of 33.73 provide insight into operational efficiency.

Gross Margin95.27
Operating Margin36.87
Pretax Margin28.57
Profit Margin33.73
EBITDA Margin31.09

Dividends & Yields

Over the twelve months ended June 30, 2026, Figure Technology Solutions, Inc. Class A paid dividends of 0.00 per share. The dividend payout ratio of 0.00 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -0.91: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -13.25, meaning Figure Technology Solutions, Inc. Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-13.25
FCF Yield-0.91

Scores

As of June 30, 2026, Figure Technology Solutions, Inc. Class A has an Altman Z-Score of 4.55, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score4.55