Nu Holdings Ltd.

Nu Holdings Ltd.

12.24
CHF
+0.35
(+2.98%)
0.63EPS
16.89P/E
51.69BMarket Cap
Nov 12Next Earn

Total Valuation

CHF

As of June 30, 2026, Nu Holdings Ltd. Class A carries a market capitalization of 51.69B, placing it among publicly traded companies globally. Its enterprise value stands at 26.38B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap51.69B
Enterprise Value26.38B

Important Dates

Nu Holdings Ltd. Class A's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Nu Holdings Ltd. Class A has 4.83B shares outstanding.

Shares Outstanding4.83B

Valuation Ratios

As of June 30, 2026, Nu Holdings Ltd. Class A trades at a trailing price-to-earnings ratio of 16.89. The price-to-sales ratio is 4.63, and the price-to-book ratio stands at 4.83.

PE Ratio16.89
PS Ratio4.63
PB Ratio4.83
P/TBV Ratio5.29
P/FCF Ratio-36.92
P/OCF Ratio-44.11

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.48 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 26.38B versus a market cap of 51.69B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.48

Financial Position

These figures are as of June 30, 2026.

Debt / Equity14.60

Financial Efficiency

CHF

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A posted a return on equity (ROE) of 31.61, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 28.45, useful for judging operating efficiency across full business cycles. The company generates approximately 1.30M in revenue per employee across its workforce of 8,215.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)31.61
Return on Assets (ROA)4.96
Return on Capital Employed (ROCE)28.45
Revenue Per Employee1.30M
Employee Count8,215.75

Taxes

CHF

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A recorded 625.75M in income tax expense. That works out to an effective tax rate of 17.67, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 3.54B, leaving 2.91B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax625.75M
Effective Tax Rate17.67

Stock Price Statistics

CHF

As of the close on October 23, 2026, Nu Holdings Ltd. Class A's stock has declined approximately 0.95% over the past 52 weeks. The 50-day moving average sits at 11.95, while the 200-day moving average is 11.95.

52-Week Price Change-0.95%
50-Day Moving Average11.95
200-Day Moving Average11.95

Income Statement

CHF

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Class A generated 10.64B in revenue and converted that into 2.91B in net income, yielding earnings per share of 0.63.

Revenue10.64B
Pretax Income3.54B
Net Income2.91B
Earnings Per Share (EPS)0.63

Balance Sheet

CHF

As of June 30, 2026, Nu Holdings Ltd. Class A holds 26.88B in cash and equivalents against 1.56B in total debt, resulting in a net debt position of -12.05B.

Cash & Cash Equivalents26.88B
Total Debt1.56B
Net Debt-12.05B
Equity (Book Value)10.70B
Book Value Per Share2.22

Cash Flow

CHF

Nu Holdings Ltd. Class A produced -1.12B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -232.94M in capital expenditures, free cash flow totaled -1.35B - equivalent to -0.29 per share.

Operating Cash Flow-1.12B
Capital Expenditures-232.94M
Free Cash Flow-1.35B
FCF Per Share-0.29

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.28
Profit Margin27.38

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -2.71: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -2.50, meaning Nu Holdings Ltd. Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-2.50
FCF Yield-2.71