Synchrony Financial

Synchrony Financial

60.86
CHF
+1.09
(+1.82%)
8.08EPS
Jan 22Next Earn

Important Dates

Synchrony Financial's next confirmed earnings release is scheduled for January 22, 2027.

Earnings Date1/22/2027

Share Statistics

As of June 30, 2026, Synchrony Financial has 325.00M shares outstanding.

Shares Outstanding325.00M

Financial Position

These figures are as of June 30, 2026.

Debt / Equity97.25

Financial Efficiency

CHF

Over the twelve months ended June 30, 2026, Synchrony Financial posted a return on equity (ROE) of 22.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.90, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.61, useful for judging operating efficiency across full business cycles. The company generates approximately 607,165.03 in revenue per employee across its workforce of 20,000.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)22.23
Return on Assets (ROA)2.90
Return on Capital Employed (ROCE)10.61
Revenue Per Employee607,165.03
Employee Count20,000.00

Taxes

CHF

Over the twelve months ended June 30, 2026, Synchrony Financial recorded 885.38M in income tax expense. That works out to an effective tax rate of 23.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 3.73B, leaving 2.84B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax885.38M
Effective Tax Rate23.75

Stock Price Statistics

As of the close on October 16, 2026, Synchrony Financial's stock has gained approximately 22.44% over the past 52 weeks.

52-Week Price Change22.44%

Income Statement

CHF

Over the twelve months ended June 30, 2026, Synchrony Financial generated 12.14B in revenue and converted that into 2.84B in net income, yielding earnings per share of 8.08.

Revenue12.14B
Pretax Income3.73B
Net Income2.84B
Earnings Per Share (EPS)8.08

Balance Sheet

CHF

As of June 30, 2026, Synchrony Financial holds 15.02B in cash and equivalents against 13.27B in total debt, resulting in a net debt position of 193.07M.

Cash & Cash Equivalents15.02B
Total Debt13.27B
Net Debt193.07M
Equity (Book Value)12.26B
Book Value Per Share37.73

Cash Flow

CHF

Synchrony Financial produced 7.83B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow7.83B
Free Cash Flow7.83B
FCF Per Share22.50

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin30.69
Profit Margin23.40

Dividends & Yields

CHF

Over the twelve months ended June 30, 2026, Synchrony Financial paid dividends of 1.17 per share. The dividend payout ratio of 12.23 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth.

Dividend Per Share1.17
Payout Ratio12.23