Nu Holdings Ltd.

Nu Holdings Ltd.

12,000.00
ARS
-310.00
(-2.52%)
575.20EPS
17.94P/E
93.82TMarket Cap
Nov 12Next Earn

Total Valuation

ARS

As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh carries a market capitalization of 93.82T, placing it among publicly traded companies globally. Its enterprise value stands at 47.33T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap93.82T
Enterprise Value47.33T

Important Dates

Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh has 8.99B shares outstanding.

Shares Outstanding8.99B

Valuation Ratios

As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh trades at a trailing price-to-earnings ratio of 17.94. The price-to-sales ratio is 4.91, and the price-to-book ratio stands at 4.77.

PE Ratio17.94
PS Ratio4.91
PB Ratio4.77
P/TBV Ratio5.23
P/FCF Ratio-39.20
P/OCF Ratio-46.83

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.42 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 47.33T versus a market cap of 93.82T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.42

Financial Position

These figures are as of June 30, 2026.

Debt / Equity14.60

Financial Efficiency

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Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh posted a return on equity (ROE) of 31.61, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 28.45, useful for judging operating efficiency across full business cycles. The company generates approximately 2.38B in revenue per employee across its workforce of 8,215.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)31.61
Return on Assets (ROA)4.96
Return on Capital Employed (ROCE)28.45
Revenue Per Employee2.38B
Employee Count8,215.75

Taxes

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Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh recorded 1.15T in income tax expense. That works out to an effective tax rate of 17.67, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 6.50T, leaving 5.35T in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.15T
Effective Tax Rate17.67

Stock Price Statistics

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As of the close on October 22, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh's stock has declined approximately 1.56% over the past 52 weeks. The 50-day moving average sits at 11,579.30, while the 200-day moving average is 11,234.90.

52-Week Price Change-1.56%
50-Day Moving Average11,579.30
200-Day Moving Average11,234.90

Income Statement

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Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh generated 19.54T in revenue and converted that into 5.35T in net income, yielding earnings per share of 575.20.

Revenue19.54T
Pretax Income6.50T
Net Income5.35T
Earnings Per Share (EPS)575.20

Balance Sheet

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As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh holds 49.36T in cash and equivalents against 2.87T in total debt, resulting in a net debt position of -22.14T.

Cash & Cash Equivalents49.36T
Total Debt2.87T
Net Debt-22.14T
Equity (Book Value)19.66T
Book Value Per Share2,185.26

Cash Flow

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Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh produced -2.05T in operating cash flow over the twelve months ended June 30, 2026. After subtracting -427.77B in capital expenditures, free cash flow totaled -2.48T - equivalent to -269.23 per share.

Operating Cash Flow-2.05T
Capital Expenditures-427.77B
Free Cash Flow-2.48T
FCF Per Share-269.23

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.28
Profit Margin27.38

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -2.55: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -2.53, meaning Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-2.53
FCF Yield-2.55