Nu Holdings Ltd.

Nu Holdings Ltd.

7.78
USD
-0.19
(-2.38%)
0.53EPS
12.87P/E
61.61BMarket Cap
Nov 12Next Earn

Total Valuation

USD

As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh carries a market capitalization of 61.61B, placing it among publicly traded companies globally. Its enterprise value stands at 30.28B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap61.61B
Enterprise Value30.28B

Important Dates

Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh's next confirmed earnings release is scheduled for November 12, 2026.

Earnings Date11/12/2026

Share Statistics

As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh has 8.99B shares outstanding.

Shares Outstanding8.99B

Valuation Ratios

As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh trades at a trailing price-to-earnings ratio of 12.87. The price-to-sales ratio is 3.52, and the price-to-book ratio stands at 4.65.

PE Ratio12.87
PS Ratio3.52
PB Ratio4.65
P/TBV Ratio5.09
P/FCF Ratio-28.11
P/OCF Ratio-33.59

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.30 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 30.28B versus a market cap of 61.61B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.30

Financial Position

These figures are as of June 30, 2026.

Debt / Equity14.60

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh posted a return on equity (ROE) of 31.61, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.96, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 28.45, useful for judging operating efficiency across full business cycles. The company generates approximately 1.60M in revenue per employee across its workforce of 8,215.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)31.61
Return on Assets (ROA)4.96
Return on Capital Employed (ROCE)28.45
Revenue Per Employee1.60M
Employee Count8,215.75

Taxes

USD

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh recorded 774.61M in income tax expense. That works out to an effective tax rate of 17.67, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.38B, leaving 3.61B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax774.61M
Effective Tax Rate17.67

Stock Price Statistics

USD

As of the close on October 22, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh's stock has gained approximately 0.91% over the past 52 weeks. The 50-day moving average sits at 7.60, while the 200-day moving average is 7.62.

52-Week Price Change0.91%
50-Day Moving Average7.60
200-Day Moving Average7.62

Income Statement

USD

Over the twelve months ended June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh generated 13.17B in revenue and converted that into 3.61B in net income, yielding earnings per share of 0.53.

Revenue13.17B
Pretax Income4.38B
Net Income3.61B
Earnings Per Share (EPS)0.53

Balance Sheet

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As of June 30, 2026, Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh holds 33.27B in cash and equivalents against 1.93B in total debt, resulting in a net debt position of -14.92B.

Cash & Cash Equivalents33.27B
Total Debt1.93B
Net Debt-14.92B
Equity (Book Value)13.25B
Book Value Per Share1.47

Cash Flow

USD

Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh produced -1.38B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -288.35M in capital expenditures, free cash flow totaled -1.67B - equivalent to -0.25 per share.

Operating Cash Flow-1.38B
Capital Expenditures-288.35M
Free Cash Flow-1.67B
FCF Per Share-0.25

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin33.28
Profit Margin27.38

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -3.56: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -2.59, meaning Nu Holdings Ltd. Shs Cert Deposito Arg Repr 0.5 Sh raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-2.59
FCF Yield-3.56