Credit Acceptance Corporation

Total Valuation

Credit Acceptance Corporation carries a market capitalization of 5.66B, placing it among publicly traded companies globally. Its enterprise value stands at 11.09B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

Credit Acceptance Corporation currently has 10.42M shares outstanding.

Valuation Ratios

Credit Acceptance Corporation trades at a trailing price-to-earnings ratio of 10.38. The price-to-sales ratio is 2.05, and the price-to-book ratio stands at 4.34.

Enterprise Valuation

On an enterprise value basis, Credit Acceptance Corporation trades at an EV/EBITDA multiple of 16.28 and an EV/FCF ratio of 10.48. The EV/Sales ratio of 4.82 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 16.92 provides insight into valuation relative to core operating earnings.

Financial Position

Credit Acceptance Corporation maintains a current ratio of 20.57, meaning it holds 20.6x the short-term assets needed to cover near-term liabilities.

Financial Efficiency

Credit Acceptance Corporation posts a return on equity of 37.13 and a return on invested capital of 6.02.

Taxes

Over the trailing twelve months, Credit Acceptance Corporation has paid 145.30M in income taxes, reflecting an effective tax rate of 24.27.

Stock Price Statistics

Credit Acceptance Corporation's stock has gained approximately 10.86365% over the past 52 weeks. The 50-day moving average sits at 503.91, while the 200-day moving average is 482.71.

Income Statement

Over the trailing twelve months, Credit Acceptance Corporation generated 2.30B in revenue and converted that into 453.40M in net income, yielding earnings per share of 40.03. EBITDA reached 681.20M, while operating income came in at 655.60M.

Balance Sheet

Credit Acceptance Corporation holds 25.70M in cash and equivalents against 6.41B in total debt, resulting in a net debt position of 6.38B. Total book value stands at 1.08B, with working capital of 8.13B providing operational flexibility.

Cash Flow

Credit Acceptance Corporation produced 1.06B in operating cash flow over the past twelve months. After subtracting -2.60M in capital expenditures, free cash flow totaled 1.05B - equivalent to 94.68 per share.

Margins

Credit Acceptance Corporation operates with a gross margin of 62.39, reflecting its pricing power and cost economics. The operating margin of 28.50 and net profit margin of 19.71 provide insight into operational efficiency.

Dividends & Yields

Stock Splits

Credit Acceptance Corporation's most recent stock split took place on December 21, 1994 with a 1:2 split ratio.

Scores

Credit Acceptance Corporation posts an Altman Z-Score of 2.20, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.