Cullen/Frost Bankers, Inc.
New York Stock ExchangeTotal Valuation
Cullen/Frost Bankers, Inc. carries a market capitalization of 10.17B, placing it among publicly traded companies globally. Its enterprise value stands at 1.95B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 10.17B |
| Enterprise Value | 1.95B |
Share Statistics
Cullen/Frost Bankers, Inc. currently has 62.15M shares outstanding.
| Shares Outstanding | 62.15M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Cullen/Frost Bankers, Inc. trades at a trailing price-to-earnings ratio of 14.45. The price-to-sales ratio is 4.25, and the price-to-book ratio stands at 2.14.
| PE Ratio | 14.45 |
| PS Ratio | 4.25 |
| PB Ratio | 2.14 |
| P/TBV Ratio | 2.14 |
| P/FCF Ratio | 10.90 |
| P/OCF Ratio | 13.59 |
Enterprise Valuation
On an enterprise value basis, Cullen/Frost Bankers, Inc. trades at an EV/EBITDA multiple of 21.99 and an EV/FCF ratio of 2.17.
| EV / Sales | 0.85 |
| EV / EBITDA | 21.99 |
| EV / EBIT | N/A |
| EV / FCF | 2.17 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 4.83 |
| Debt / EBITDA | 2.52 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.87 |
| Return on Assets (ROA) | 1.30 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Cullen/Frost Bankers, Inc. has paid 129.26M in income taxes, reflecting an effective tax rate of 15.90.
| Income Tax | 129.26M |
| Effective Tax Rate | 15.90 |
Stock Price Statistics
Cullen/Frost Bankers, Inc.'s stock has gained approximately 27.30314% over the past 52 weeks. The 50-day moving average sits at 162.28, while the 200-day moving average is 143.36.
| Beta (5Y) | N/A |
| 52-Week Price Change | 27.30314% |
| 50-Day Moving Average | 162.28 |
| 200-Day Moving Average | 143.36 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Cullen/Frost Bankers, Inc. generated 2.30B in revenue and converted that into 683.68M in net income, yielding earnings per share of 10.80.
| Revenue | 2.30B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 812.94M |
| Net Income | 683.68M |
| EBITDA | 88.70M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 10.80 |
Balance Sheet
Cullen/Frost Bankers, Inc. holds 8.02B in cash and equivalents against 223.15M in total debt, resulting in a net debt position of -6.24B.
| Cash & Cash Equivalents | 8.02B |
| Total Debt | 223.15M |
| Net Debt | -6.24B |
| Equity (Book Value) | 4.48B |
| Book Value Per Share | 72.04 |
| Working Capital | N/A |
Cash Flow
Cullen/Frost Bankers, Inc. produced 719.58M in operating cash flow over the past twelve months. After subtracting -178.12M in capital expenditures, free cash flow totaled 541.46M - equivalent to 8.55 per share.
| Operating Cash Flow | 719.58M |
| Capital Expenditures | -178.12M |
| Free Cash Flow | 541.46M |
| FCF Per Share | 8.55 |
Margins
Cullen/Frost Bankers, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 35.36 |
| Profit Margin | 29.74 |
| EBITDA Margin | 3.86 |
Dividends & Yields
The company's payout ratio of 38.04 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 4.17 |
| Dividend Yield | N/A |
| Payout Ratio | 38.04 |
| Shareholder Yield | -16.06 |
| FCF Yield | 9.17 |
Stock Splits
Cullen/Frost Bankers, Inc.'s most recent stock split took place on June 23, 1999 with a 1:2 split ratio.
| Last Split Date | 6/23/1999 |
| Split Ratio | 1:2 |
Scores
Cullen/Frost Bankers, Inc. posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.28 |