Chemung Financial Corporation
NASDAQ Global SelectTotal Valuation
Chemung Financial Corporation carries a market capitalization of 369.87M, placing it among publicly traded companies globally. Its enterprise value stands at 85.46M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 369.87M |
| Enterprise Value | 85.46M |
Share Statistics
Chemung Financial Corporation currently has 4.82M shares outstanding.
| Shares Outstanding | 4.82M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Chemung Financial Corporation trades at a trailing price-to-earnings ratio of 14.17. The price-to-sales ratio is 2.64, and the price-to-book ratio stands at 0.98.
| PE Ratio | 14.17 |
| PS Ratio | 2.64 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 5.30 |
| P/OCF Ratio | 5.47 |
Enterprise Valuation
On an enterprise value basis, Chemung Financial Corporation trades at an EV/EBITDA multiple of 31.65 and an EV/FCF ratio of 1.75.
| EV / Sales | 0.87 |
| EV / EBITDA | 31.65 |
| EV / EBIT | N/A |
| EV / FCF | 1.75 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 48.99 |
| Debt / EBITDA | 47.70 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 7.08 |
| Return on Assets (ROA) | 0.66 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Chemung Financial Corporation has paid 5.81M in income taxes, reflecting an effective tax rate of 24.12.
| Income Tax | 5.81M |
| Effective Tax Rate | 24.12 |
Stock Price Statistics
Chemung Financial Corporation's stock has gained approximately 45.56146% over the past 52 weeks. The 50-day moving average sits at 71.42, while the 200-day moving average is 59.91.
| Beta (5Y) | N/A |
| 52-Week Price Change | 45.56146% |
| 50-Day Moving Average | 71.42 |
| 200-Day Moving Average | 59.91 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Chemung Financial Corporation generated 98.09M in revenue and converted that into 18.28M in net income, yielding earnings per share of 3.80.
| Revenue | 98.09M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 24.09M |
| Net Income | 18.28M |
| EBITDA | 2.70M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.80 |
Balance Sheet
Chemung Financial Corporation holds 302.42M in cash and equivalents against 128.80M in total debt, resulting in a net debt position of 66.39M.
| Cash & Cash Equivalents | 302.42M |
| Total Debt | 128.80M |
| Net Debt | 66.39M |
| Equity (Book Value) | 264.10M |
| Book Value Per Share | 54.86 |
| Working Capital | N/A |
Cash Flow
Chemung Financial Corporation produced 47.36M in operating cash flow over the past twelve months. After subtracting -1.49M in capital expenditures, free cash flow totaled 45.87M - equivalent to 9.53 per share.
| Operating Cash Flow | 47.36M |
| Capital Expenditures | -1.49M |
| Free Cash Flow | 45.87M |
| FCF Per Share | 9.53 |
Margins
Chemung Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 24.56 |
| Profit Margin | 18.64 |
| EBITDA Margin | 2.75 |
Dividends & Yields
The company's payout ratio of 35.18 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.34 |
| Dividend Yield | N/A |
| Payout Ratio | 35.18 |
| Shareholder Yield | 35.33 |
| FCF Yield | 18.86 |
Stock Splits
Chemung Financial Corporation's most recent stock split took place on June 3, 1998 with a 1:2 split ratio.
| Last Split Date | 6/3/1998 |
| Split Ratio | 1:2 |
Scores
Chemung Financial Corporation posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |