Chime Financial, Inc. Class A Common Stock

Total Valuation

Chime Financial, Inc. Class A Common Stock carries a market capitalization of 7.09B, placing it among publicly traded companies globally. Its enterprise value stands at 5.00B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

Chime Financial, Inc. Class A Common Stock currently has 382.60M shares outstanding.

Valuation Ratios

The price-to-sales ratio is 2.54, and the price-to-book ratio stands at -1.77.

Enterprise Valuation

Financial Position

Chime Financial, Inc. Class A Common Stock maintains a current ratio of 5.07, meaning it holds 5.1x the short-term assets needed to cover near-term liabilities.

Financial Efficiency

Taxes

Over the trailing twelve months, Chime Financial, Inc. Class A Common Stock has paid -266,000.00 in income taxes, reflecting an effective tax rate of 0.84.

Stock Price Statistics

Chime Financial, Inc. Class A Common Stock's stock has declined approximately -49.87874% over the past 52 weeks. The 50-day moving average sits at 19.84, while the 200-day moving average is 21.99.

Income Statement

Over the trailing twelve months, Chime Financial, Inc. Class A Common Stock generated 2.32B in revenue and converted that into -969.42M in net income, yielding earnings per share of -3.04. EBITDA reached -972.55M, while operating income came in at -1.00B.

Balance Sheet

Chime Financial, Inc. Class A Common Stock holds 1.01B in cash and equivalents against 132.74M in total debt, resulting in a net debt position of -607.68M. Total book value stands at -3.32B, with working capital of 1.40B providing operational flexibility.

Cash Flow

Chime Financial, Inc. Class A Common Stock produced 166.01M in operating cash flow over the past twelve months. After subtracting -24.91M in capital expenditures, free cash flow totaled 141.10M - equivalent to 0.45 per share.

Margins

Chime Financial, Inc. Class A Common Stock operates with a gross margin of 88.35, reflecting its pricing power and cost economics. The operating margin of -43.32 and net profit margin of -41.87 provide insight into operational efficiency.

Dividends & Yields

Scores

Chime Financial, Inc. Class A Common Stock posts an Altman Z-Score of 4.90, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.