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Chime Financial, Inc. Class A Common Stock

Chime Financial, Inc. Class A Common Stock

CHYM
Chime Financial, Inc. Class A Common StockUS flagNASDAQ Global Select
33.76
USD
+0.11
- -
12.86BMarket Cap

Total Valuation

Chime Financial, Inc. Class A Common Stock carries a market capitalization of 12.86B, placing it among publicly traded companies globally. Its enterprise value stands at 6.82B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap12.86B
Enterprise Value6.82B

Share Statistics

Chime Financial, Inc. Class A Common Stock currently has 378.67M shares outstanding.

Shares Outstanding378.67M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

The price-to-sales ratio is 3.14, and the price-to-book ratio stands at 5.52.

PE RatioN/A
PS Ratio3.14
PB Ratio5.52
P/TBV Ratio5.63
P/FCF Ratio20.89
P/OCF Ratio22.40

Enterprise Valuation

EV / Sales2.78
EV / EBITDAN/A
EV / EBITN/A
EV / FCF18.06

Financial Position

Chime Financial, Inc. Class A Common Stock maintains a current ratio of 4.62, meaning it holds 4.6x the short-term assets needed to cover near-term liabilities.

Current Ratio4.62
Quick Ratio3.74
Debt / Equity9.32
Debt / EBITDA-6.40
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)-1.28
Return on Assets (ROA)-0.93
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Chime Financial, Inc. Class A Common Stock has paid 994,000.00 in income taxes, reflecting an effective tax rate of 1.60.

Income Tax994,000.00
Effective Tax Rate1.60

Stock Price Statistics

Chime Financial, Inc. Class A Common Stock's stock has gained approximately 37.01299% over the past 52 weeks. The 50-day moving average sits at 26.17, while the 200-day moving average is 22.70.

Beta (5Y)N/A
52-Week Price Change37.01299%
50-Day Moving Average26.17
200-Day Moving Average22.70
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Chime Financial, Inc. Class A Common Stock generated 2.46B in revenue and converted that into -18.19M in net income, yielding earnings per share of -0.05. EBITDA reached -20.44M, while operating income came in at -50.99M.

Revenue2.46B
Gross Profit2.18B
Operating Income-50.99M
Pretax Income-17.20M
Net Income-18.19M
EBITDA-20.44M
EBIT-50.99M
Earnings Per Share (EPS)-0.05

Balance Sheet

Chime Financial, Inc. Class A Common Stock holds 1.06B in cash and equivalents against 130.88M in total debt, resulting in a net debt position of -536.04M. Total book value stands at 1.40B, with working capital of 1.40B providing operational flexibility.

Cash & Cash Equivalents1.06B
Total Debt130.88M
Net Debt-536.04M
Equity (Book Value)1.40B
Book Value Per Share3.71
Working Capital1.40B

Cash Flow

Chime Financial, Inc. Class A Common Stock produced 344.99M in operating cash flow over the past twelve months. After subtracting -32.82M in capital expenditures, free cash flow totaled 312.18M - equivalent to 0.83 per share.

Operating Cash Flow344.99M
Capital Expenditures-32.82M
Free Cash Flow312.18M
FCF Per Share0.83

Margins

Chime Financial, Inc. Class A Common Stock operates with a gross margin of 88.71, reflecting its pricing power and cost economics. The operating margin of -2.08 and net profit margin of -0.74 provide insight into operational efficiency.

Gross Margin88.71
Operating Margin-2.08
Pretax Margin-0.70
Profit Margin-0.74
EBITDA Margin-0.83

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield3.12
FCF Yield4.79

Scores

Chime Financial, Inc. Class A Common Stock posts an Altman Z-Score of 7.54, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score7.54