Citizens, Inc.
New York Stock ExchangeTotal Valuation
Citizens, Inc. carries a market capitalization of 193.11M, placing it among publicly traded companies globally. Its enterprise value stands at 258.81M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 193.11M |
| Enterprise Value | 258.81M |
Share Statistics
Citizens, Inc. currently has 50.64M shares outstanding.
| Shares Outstanding | 50.64M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Citizens, Inc. trades at a trailing price-to-earnings ratio of 24.92. The price-to-sales ratio is 1.13, and the price-to-book ratio stands at 1.24.
| PE Ratio | 24.92 |
| PS Ratio | 1.13 |
| PB Ratio | 1.24 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | 18.58 |
| P/OCF Ratio | 18.65 |
Enterprise Valuation
| EV / Sales | 1.01 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 16.16 |
Financial Efficiency
| Return on Equity (ROE) | 5.00 |
| Return on Assets (ROA) | 0.67 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 5.00 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Citizens, Inc. has paid 2.59M in income taxes, reflecting an effective tax rate of 18.25.
| Income Tax | 2.59M |
| Effective Tax Rate | 18.25 |
Stock Price Statistics
Citizens, Inc.'s stock has declined approximately -26.95985% over the past 52 weeks. The 50-day moving average sits at 4.71, while the 200-day moving average is 5.20.
| Beta (5Y) | N/A |
| 52-Week Price Change | -26.95985% |
| 50-Day Moving Average | 4.71 |
| 200-Day Moving Average | 5.20 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Citizens, Inc. generated 255.01M in revenue and converted that into 11.60M in net income, yielding earnings per share of 0.22.
| Revenue | 255.01M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 14.19M |
| Net Income | 11.60M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.22 |
Balance Sheet
| Cash & Cash Equivalents | 31.87M |
| Total Debt | N/A |
| Net Debt | -15.41M |
| Equity (Book Value) | 235.16M |
| Book Value Per Share | 4.64 |
| Working Capital | N/A |
Cash Flow
Citizens, Inc. produced 15.49M in operating cash flow over the past twelve months. After subtracting -525,000.00 in capital expenditures, free cash flow totaled 14.97M - equivalent to 0.30 per share.
| Operating Cash Flow | 15.49M |
| Capital Expenditures | -525,000.00 |
| Free Cash Flow | 14.97M |
| FCF Per Share | 0.30 |
Margins
Citizens, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 5.56 |
| Profit Margin | 4.55 |
| EBITDA Margin | N/A |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 0.60 |
| FCF Yield | 5.38 |
Stock Splits
Citizens, Inc.'s most recent stock split took place on December 13, 2005 with a 100:107 split ratio.
| Last Split Date | 12/13/2005 |
| Split Ratio | 100:107 |
Scores
Citizens, Inc. posts an Altman Z-Score of 0.32, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.32 |