Citigroup Inc.

Citigroup Inc.

CITI.TO
Citigroup Inc.CA flagToronto Stock Exchange
58.44
CAD
-0.36
- -
319.68BMarket Cap
Citigroup Inc.
CITI.TO
(Toronto Stock Exchange)

Recent

price

58.44

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
9.38
8.29
7.36
7.88
7.94
7.93
7.64
8.37
9.11
10.41
11.29
11.03
11.93
12.61
13.23
14.5
15.36
Revenue per Share
1.15
1.18
0.8
1.38
0.7
1.71
1.49
-0.93
2.11
2.54
1.49
3.21
2.21
1.3
1.91
2.25
2.59
Basic EPS, GAAP
3.87
6.94
-1.1
6.5
4.77
4.12
5.8
-1.01
4.62
-1.78
-3.51
7.22
4.02
-11.86
-3.23
-11.51
-5.37
Free Cash Flow per Basic Share
- -
0.01
0.02
0.03
0.07
0.13
0.25
0.44
0.63
0.76
0.8
0.8
0.8
0.84
0.85
0.91
0.94
Dividend per Share
8.62
9.7
10.41
11.42
12.12
13.89
15.82
16
18.93
22.93
25.16
28.37
31.19
32.14
33.83
36.62
38.28
Book Value per Share
13.79
15.5
16.5
17.11
17.61
18.53
19.28
17.91
18.93
20.66
22.99
24.21
25.42
26.51
27.5
29
29.59
Tangible Book Value per Share
9,229
9,332
9,399
9,737
9,723
9,635
9,263
8,655
7,997
7,214
6,690
6,520
6,244
6,190
6,098
5,876
5,736
Basic Weighted Avg Shares
86,601
77,331
69,190
76,724
77,219
76,354
70,797
72,444
72,854
75,067
75,494
71,887
74,480
78,090
80,672
85,213
88,089
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,664
2,872
2,507
3,303
3,589
3,506
3,720
3,659
3,754
3,905
3,937
3,964
4,262
4,560
4,311
4,373
4,438
Depreciation Expense
10,602
11,067
7,541
13,659
7,310
17,242
14,912
-6,798
18,045
19,401
11,047
21,952
14,845
9,228
12,682
14,306
16,027
Net Income, GAAP
16.94
24.28
0.09
31.24
48.96
29.97
30
129.12
22.85
18.53
18.52
19.84
19.37
27.33
24.7
27.1
25.62
Effective Tax Rate (%)
12.24
14.31
10.9
17.8
9.47
22.58
21.06
-9.38
24.77
25.84
14.63
30.54
19.93
11.82
15.72
16.79
18.19
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
381,183
323,505
239,463
221,116
223,080
201,275
206,178
236,709
231,999
248,760
271,686
254,374
271,606
286,619
287,300
315,827
307,566
LT Debt
165,789
179,573
190,997
206,133
211,696
223,092
226,143
201,672
197,074
193,946
200,200
202,672
201,838
206,251
209,366
213,822
212,572
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.47
12.98
7.98
12.88
5.94
13.09
9.87
-5.62
11.64
11.55
5.96
11.84
7.27
4.08
5.74
6.26
6.94
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
54,760
51,878
72,056
LT Borrowings
315,846
315,827
307,566
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
19,050
20,050
19,550
Shares Outstanding
1,789
1,748
1,706
Market Capitalization
- -
207,528
192,999

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
585,724
591,368
637,258
Accounts Receivable, Net
75,992
62,679
91,720
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
89,596
74,836
111,224
ST Debt
54,760
51,878
72,056
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.34%
1.33%
2.13%
Free Cash Flow
-122.35%
-113.89%
243.85%
Net Income, GAAP
-48.14%
15.75%
12.81%
Sales/Revenue/Turnover
1.19%
2.52%
5.63%
Total Cash Common Dividend
32.36%
0.05%
2.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
21,006
20,037
20,159
19,586
80,672
2025
21,601
21,661
22,095
19,670
85,213
2026
24,663
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.5
0.49
0.49
0.43
1.91
2025
0.63
0.63
- -
0.38
2.25
2026
0.98
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.21
0.2
0.22
0.22
0.85
2025
0.22
0.22
- -
0.24
0.91
2026
0.24
- -
- -
- -
- -
Business
Citigroup Inc. is a diversified financial services company and the leading global bank, providing a broad range of financial products and services to consumers, corporations, governments, and institutions; it operates through multiple segments including Services, Markets, Banking, U.S. Personal Banking, and Wealth, delivering cash management, trade finance, securities services, brokerage and investment banking, asset management, private banking, consumer lending, and wealth advisory solutions across a global network. Citigroup maintains its headquarters in New York, USA, and conducts operations in approximately 160 countries, serving a diverse client base across North America, Latin America, Europe, the Middle East and Africa, and Asia-Pacific. The company was founded in 1812 as the City Bank of New York and has evolved into a multinational financial services group with a substantial footprint in corporate banking, consumer banking, investment banking, and specialized financial services for institutions and public sector clients. Citigroup’s core offerings include treasury and cash management, trade and supply chain finance, securities services and custodial solutions, prime brokerage and capital markets execution, corporate and investment banking advisory, capital raising and underwriting, risk management products, wealth management, asset management, private banking, student and generic consumer lending, payment services, digital banking platforms, and integrated financial solutions for multinational corporations, financial institutions, and government entities. The company pursues strategic initiatives to optimize its portfolio and enhance returns, including ongoing simplification of operations, portfolio management, and targeted cost-cutting measures, while pursuing selective growth in high-return segments and reducing exposure to underperforming assets. Recent strategic actions include organizational realignment to streamline governance structures, exit from non-core businesses, headcount reductions aimed at achieving efficiency, and accelerated momentum on technology-enabled platforms and data-driven client solutions; these moves support an expected improvement in return on tangible common equity and higher sustainable revenue growth through 2026. Citigroup maintains a global network of subsidiaries and affiliates, including regional banks and specialized financial services units, and collaborates with external partners to deliver integrated financial solutions across its markets and client segments.