Laan & Spar Bank A/S

Laan & Spar Bank A/S

1,360.00
DKK
+10.00
(+0.74%)
117.08EPS
10.93P/E
4.43BMarket Cap

Total Valuation

DKK

As of June 30, 2026, Laan & Spar Bank A/S carries a market capitalization of 4.43B, placing it among publicly traded companies globally. Its enterprise value stands at -11.25B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap4.43B
Enterprise Value-11.25B

Share Statistics

As of June 30, 2026, Laan & Spar Bank A/S has 3.46M shares outstanding.

Shares Outstanding3.46M

Valuation Ratios

As of June 30, 2026, Laan & Spar Bank A/S trades at a trailing price-to-earnings ratio of 10.93. The price-to-sales ratio is 2.69, and the price-to-book ratio stands at 1.18.

PE Ratio10.93
PS Ratio2.69
PB Ratio1.18
P/TBV Ratio1.21
P/FCF Ratio1.95
P/OCF Ratio1.92

Financial Position

These figures are as of June 30, 2026.

Debt / Equity33.33

Financial Efficiency

Over the twelve months ended June 30, 2026, Laan & Spar Bank A/S posted a return on equity (ROE) of 11.51, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.99, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.58, useful for judging operating efficiency across full business cycles.

Return on Equity (ROE)11.51
Return on Assets (ROA)0.99
Return on Capital Employed (ROCE)8.58

Taxes

DKK

Over the twelve months ended June 30, 2026, Laan & Spar Bank A/S recorded 114.23M in income tax expense. That works out to an effective tax rate of 22.01, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 518.96M, leaving 404.73M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax114.23M
Effective Tax Rate22.01

Stock Price Statistics

DKK

As of the close on October 22, 2026, Laan & Spar Bank A/S's stock has gained approximately 38.07% over the past 52 weeks. The 50-day moving average sits at 1,359.60, while the 200-day moving average is 1,328.23.

52-Week Price Change38.07%
50-Day Moving Average1,359.60
200-Day Moving Average1,328.23

Income Statement

DKK

Over the twelve months ended June 30, 2026, Laan & Spar Bank A/S generated 1.64B in revenue and converted that into 404.73M in net income, yielding earnings per share of 117.08.

Revenue1.64B
Pretax Income518.96M
Net Income404.73M
Earnings Per Share (EPS)117.08

Balance Sheet

DKK

As of June 30, 2026, Laan & Spar Bank A/S holds 16.92B in cash and equivalents against 1.25B in total debt, resulting in a net debt position of -16.92B.

Cash & Cash Equivalents16.92B
Total Debt1.25B
Net Debt-16.92B
Equity (Book Value)3.75B
Book Value Per Share1,083.94

Cash Flow

DKK

Laan & Spar Bank A/S produced 2.31B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -40.45M in capital expenditures, free cash flow totaled 2.26B - equivalent to 655.13 per share.

Operating Cash Flow2.31B
Capital Expenditures-40.45M
Free Cash Flow2.26B
FCF Per Share655.13

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin31.59
Profit Margin24.64

Dividends & Yields

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Over the twelve months ended June 30, 2026, Laan & Spar Bank A/S paid dividends of 20.00 per share. The dividend payout ratio of 17.08 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 51.18, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -0.11, meaning Laan & Spar Bank A/S raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share20.00
Payout Ratio17.08
Shareholder Yield-0.11
FCF Yield51.18

Stock Splits

Laan & Spar Bank A/S's most recent stock split took place on November 23, 2018.

Last Split Date11/23/2018