Nordfyns Bank A/S

    Nordfyns Bank A/S

    CCPH:NRDF
    - -
    DKK
    - -
    - -
    13.14P/E

    Share Statistics

    As of June 30, 2025, Nordfyns Bank A/S has 1.64M shares outstanding.

    Shares Outstanding1.64M

    Valuation Ratios

    As of June 30, 2025, Nordfyns Bank A/S trades at a trailing price-to-earnings ratio of 13.14. The price-to-sales ratio is 2.72, and the price-to-book ratio stands at 1.10.

    PE Ratio13.14
    PS Ratio2.72
    PB Ratio1.10
    P/TBV Ratio1.02
    P/FCF Ratio6.07
    P/OCF Ratio6.76

    Enterprise Valuation

    These figures are as of June 30, 2025. The EV/Sales ratio of 0.14 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Nordfyns Bank A/S trades at an EV/FCF ratio of 0.31, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

    EV / Sales0.14
    EV / FCF0.31

    Financial Position

    These figures are as of June 30, 2025.

    Debt / Equity17.42

    Financial Efficiency

    Over the twelve months ended June 30, 2025, Nordfyns Bank A/S posted a return on equity (ROE) of 8.55, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.10, measuring how efficiently the asset base is converted into earnings.

    Return on Equity (ROE)8.55
    Return on Assets (ROA)1.10

    Taxes

    These figures cover the twelve months ended June 30, 2025. That works out to an effective tax rate of 29.63, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items.

    Effective Tax Rate29.63

    Margins

    Over the twelve months ended June 30, 2025, Nordfyns Bank A/S posted a gross margin of 100.00, reflecting its pricing power and cost economics.

    Gross Margin100.00
    Pretax Margin29.45
    Profit Margin20.72

    Dividends & Yields

    These figures cover the twelve months ended June 30, 2025. The dividend payout ratio of 35.17 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 16.48, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.89, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Nordfyns Bank A/S shareholders.

    Payout Ratio35.17
    Shareholder Yield1.89
    FCF Yield16.48

    Stock Splits

    Nordfyns Bank A/S's most recent stock split took place on August 25, 2020 with a 1:5 split ratio.

    Last Split Date8/25/2020
    Split Ratio1:5

    Scores

    As of June 30, 2025, Nordfyns Bank A/S has an Altman Z-Score of 0.32, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

    Altman Z-Score0.32