Credit Saison Co., Ltd.
Other OTCTotal Valuation
Credit Saison Co., Ltd. carries a market capitalization of 3.39B, placing it among publicly traded companies globally. Its enterprise value stands at 3.62T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 3.39B |
| Enterprise Value | 3.62T |
Share Statistics
Credit Saison Co., Ltd. currently has 156.93M shares outstanding.
| Shares Outstanding | 156.93M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Credit Saison Co., Ltd. trades at a trailing price-to-earnings ratio of 16.07. The price-to-sales ratio is 2.19, and the price-to-book ratio stands at 0.73.
| PE Ratio | 16.07 |
| PS Ratio | 2.19 |
| PB Ratio | 0.73 |
| P/TBV Ratio | 0.82 |
| P/FCF Ratio | -3.61 |
| P/OCF Ratio | -3.35 |
Enterprise Valuation
The EV/Sales ratio of 17.01 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 60.56 provides insight into valuation relative to core operating earnings.
| EV / Sales | 17.01 |
| EV / EBITDA | 60.56 |
| EV / EBIT | 60.56 |
| EV / FCF | N/A |
Financial Position
Credit Saison Co., Ltd. maintains a current ratio of 13.88, meaning it holds 13.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 464.77, indicating elevated leverage, while an interest coverage ratio of 4.27 demonstrates adequate ability to service its debt obligations.
| Current Ratio | 13.88 |
| Quick Ratio | 0.37 |
| Debt / Equity | 464.77 |
| Debt / EBITDA | 54.23 |
| Interest Coverage | 4.27 |
Financial Efficiency
Credit Saison Co., Ltd. posts a return on equity of 4.71 and a return on invested capital of 1.20.
| Return on Equity (ROE) | 4.71 |
| Return on Assets (ROA) | 0.68 |
| Return on Invested Capital (ROIC) | 1.20 |
| Return on Capital Employed (ROCE) | 1.07 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | 0.18 |
Taxes
Over the trailing twelve months, Credit Saison Co., Ltd. has paid 9.48B in income taxes, reflecting an effective tax rate of 24.56.
| Income Tax | 9.48B |
| Effective Tax Rate | 24.56 |
Stock Price Statistics
Credit Saison Co., Ltd.'s stock has gained approximately 18.70287% over the past 52 weeks. The 50-day moving average sits at 23.61, while the 200-day moving average is 23.55.
| Beta (5Y) | N/A |
| 52-Week Price Change | 18.70287% |
| 50-Day Moving Average | 23.61 |
| 200-Day Moving Average | 23.55 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Credit Saison Co., Ltd. generated 213.03B in revenue and converted that into 28.98B in net income, yielding earnings per share of 178.63. EBITDA reached 59.83B, while operating income came in at 59.83B.
| Revenue | 213.03B |
| Gross Profit | 186.49B |
| Operating Income | 59.83B |
| Pretax Income | 38.58B |
| Net Income | 28.98B |
| EBITDA | 59.83B |
| EBIT | 59.83B |
| Earnings Per Share (EPS) | 178.63 |
Balance Sheet
Credit Saison Co., Ltd. holds 99.41B in cash and equivalents against 3.24T in total debt, resulting in a net debt position of 3.15T. Total book value stands at 641.34B, with working capital of 3.45T providing operational flexibility.
| Cash & Cash Equivalents | 99.41B |
| Total Debt | 3.24T |
| Net Debt | 3.15T |
| Equity (Book Value) | 641.34B |
| Book Value Per Share | 3,938.36 |
| Working Capital | 3.45T |
Cash Flow
Credit Saison Co., Ltd. produced -139.13B in operating cash flow over the past twelve months. After subtracting -10.14B in capital expenditures, free cash flow totaled -149.28B - equivalent to -916.69 per share.
| Operating Cash Flow | -139.13B |
| Capital Expenditures | -10.14B |
| Free Cash Flow | -149.28B |
| FCF Per Share | -916.69 |
Margins
Credit Saison Co., Ltd. operates with a gross margin of 87.54, reflecting its pricing power and cost economics. The operating margin of 28.09 and net profit margin of 13.60 provide insight into operational efficiency.
| Gross Margin | 87.54 |
| Operating Margin | 28.09 |
| Pretax Margin | 18.11 |
| Profit Margin | 13.60 |
| EBITDA Margin | 28.09 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -39.33 |
| FCF Yield | -27.69 |
Scores
Credit Saison Co., Ltd. posts an Altman Z-Score of 1.31, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 1.31 |