Clifton Savings Bancorp Inc.

Clifton Savings Bancorp Inc.

CSBK
Clifton Savings Bancorp Inc.US flagNASDAQ
15.65
USD
+0.07
- -

Total Valuation

Clifton Savings Bancorp Inc. carries a market capitalization of - -, placing it among publicly traded companies globally. Its enterprise value stands at 748.26M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap- -
Enterprise Value748.26M

Share Statistics

Clifton Savings Bancorp Inc. currently has 22.10M shares outstanding.

Shares Outstanding22.10M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Clifton Savings Bancorp Inc. trades at a trailing price-to-earnings ratio of 79.66. The price-to-sales ratio is 10.68, and the price-to-book ratio stands at 3.76.

PE Ratio79.66
PS Ratio10.68
PB Ratio3.76
P/TBV Ratio1.28
P/FCF Ratio33.80
P/OCF Ratio34.75

Enterprise Valuation

On an enterprise value basis, Clifton Savings Bancorp Inc. trades at an EV/EBITDA multiple of 74.22 and an EV/FCF ratio of 68.96. The EV/Sales ratio of 21.90 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 80.54 provides insight into valuation relative to core operating earnings.

EV / Sales21.90
EV / EBITDA74.22
EV / EBIT80.54
EV / FCF68.96

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity153.47
Debt / EBITDA43.29
Interest CoverageN/A

Financial Efficiency

Clifton Savings Bancorp Inc. posts a return on equity of 4.59 and a return on invested capital of 0.72.

Return on Equity (ROE)4.59
Return on Assets (ROA)0.30
Return on Invested Capital (ROIC)0.72
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Clifton Savings Bancorp Inc. has paid 4.71M in income taxes, reflecting an effective tax rate of 50.69.

Income Tax4.71M
Effective Tax Rate50.69

Stock Price Statistics

Clifton Savings Bancorp Inc.'s stock has gained approximately 0% over the past 52 weeks. The 50-day moving average sits at 15.87, while the 200-day moving average is 16.43.

Beta (5Y)N/A
52-Week Price Change0%
50-Day Moving Average15.87
200-Day Moving Average16.43
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Clifton Savings Bancorp Inc. generated 34.16M in revenue and converted that into 4.58M in net income, yielding earnings per share of 0.21. EBITDA reached 10.08M, while operating income came in at 9.29M.

Revenue34.16M
Gross ProfitN/A
Operating Income9.29M
Pretax Income9.29M
Net Income4.58M
EBITDA10.08M
EBIT9.29M
Earnings Per Share (EPS)0.21

Balance Sheet

Clifton Savings Bancorp Inc. holds 53.08M in cash and equivalents against 436.40M in total debt, resulting in a net debt position of 383.32M.

Cash & Cash Equivalents53.08M
Total Debt436.40M
Net Debt383.32M
Equity (Book Value)96.93M
Book Value Per Share4.52
Working CapitalN/A

Cash Flow

Clifton Savings Bancorp Inc. produced 10.50M in operating cash flow over the past twelve months. After subtracting -348,000.00 in capital expenditures, free cash flow totaled 10.15M - equivalent to 0.47 per share.

Operating Cash Flow10.50M
Capital Expenditures-348,000.00
Free Cash Flow10.15M
FCF Per Share0.47

Margins

Clifton Savings Bancorp Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 27.19 and net profit margin of 13.41 provide insight into operational efficiency.

Gross Margin100.00
Operating Margin27.19
Pretax Margin27.19
Profit Margin13.41
EBITDA Margin29.51

Dividends & Yields

The company's payout ratio of 228.23 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.49
Dividend YieldN/A
Payout Ratio228.23
Shareholder Yield-79.52
FCF Yield2.96

Scores

Clifton Savings Bancorp Inc. posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.28