North America Home Finance, Inc.

North America Home Finance, Inc.

0.39
CAD
0.00
(0.00%)
-0.03EPS
39.47MMarket Cap

Total Valuation

CAD

As of March 31, 2026, North America Home Finance, Inc. carries a market capitalization of 39.47M, placing it among publicly traded companies globally. Its enterprise value stands at 134.76M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap39.47M
Enterprise Value134.76M

Share Statistics

As of March 31, 2026, North America Home Finance, Inc. has 86.76M shares outstanding.

Shares Outstanding86.76M

Valuation Ratios

These figures are as of March 31, 2026. The price-to-sales ratio is 6.44, and the price-to-book ratio stands at 3.48.

PS Ratio6.44
PB Ratio3.48
P/TBV Ratio-33.89
P/FCF Ratio-437.00
P/OCF Ratio35.58

Enterprise Valuation

As of March 31, 2026, North America Home Finance, Inc. trades at an EV/EBITDA multiple of 1,517.72 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 22.12 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 134.76M versus a market cap of 39.47M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales22.12
EV / EBITDA1,517.72

Financial Position

As of March 31, 2026, North America Home Finance, Inc. maintains a current ratio of 0.20, meaning it holds 0.2x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 841.38, indicating elevated leverage, while an interest coverage ratio of 0.04 demonstrates limited ability to service its debt obligations.

Current Ratio0.20
Quick Ratio0.19
Debt / Equity841.38
Debt / EBITDA1,074.13
Interest Coverage0.04

Stock Price Statistics

CAD

These figures are as of the close on October 19, 2026.

50-Day Moving Average0.44

Income Statement

CAD

Over the twelve months ended March 31, 2026, North America Home Finance, Inc. generated 6.09M in revenue and converted that into -2.62M in net income, yielding earnings per share of -0.03. EBITDA reached 88,791.00, while operating income came in at -2.49M.

Revenue6.09M
Gross Profit3.46M
Operating Income-2.49M
Pretax Income-2.62M
Net Income-2.62M
EBITDA88,791.00
EBIT-2.49M
Earnings Per Share (EPS)-0.03

Balance Sheet

CAD

As of March 31, 2026, North America Home Finance, Inc. holds 88,361.00 in cash and equivalents against 95.37M in total debt, resulting in a net debt position of 93.88M. Total book value stands at 11.34M, with working capital of -31.67M providing operational flexibility.

Cash & Cash Equivalents88,361.00
Total Debt95.37M
Net Debt93.88M
Equity (Book Value)11.34M
Book Value Per Share0.13
Working Capital-31.67M

Cash Flow

CAD

North America Home Finance, Inc. produced 1.10M in operating cash flow over the twelve months ended March 31, 2026. After subtracting -1.19M in capital expenditures, free cash flow totaled -89,828.00 - equivalent to 0.00 per share.

Operating Cash Flow1.10M
Capital Expenditures-1.19M
Free Cash Flow-89,828.00

Margins

Over the twelve months ended March 31, 2026, North America Home Finance, Inc. posted a gross margin of 56.87, reflecting its pricing power and cost economics. The operating margin of -40.88 and net profit margin of -42.99 provide insight into operational efficiency.

Gross Margin56.87
Operating Margin-40.88
Pretax Margin-42.99
Profit Margin-42.99
EBITDA Margin1.46

Dividends & Yields

Over the twelve months ended March 31, 2026, North America Home Finance, Inc. paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -0.23: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -24.76, meaning North America Home Finance, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-24.76
FCF Yield-0.23

Scores

As of March 31, 2026, North America Home Finance, Inc. has an Altman Z-Score of -0.24, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score-0.24