Dialog Finance PLC operates as a licensed digital-first non-banking financial institution providing consumer and commercial financial solutions across Sri Lanka. The company delivers a comprehensive portfolio of financial products and digital banking services, including deposit and savings products comprising digital savings accounts, fixed deposits, and goal-based deposit schemes; retail and consumer credit solutions encompassing quick loans, personal loans, and loans against deposits; asset and point-of-sale financing, notably smartphone and electronic device installment plans under the Lesi Pay brand; payment and transaction tools featuring digital and physical debit cards, virtual cards, LankaQR standard payment solutions, and GovPay bill settlement services; and commercial financial services comprising working capital loans, business expansion credit facilities, merchant savings accounts, smart point-of-sale (POS) terminal deployment, payment links, and Internet Payment Gateway (IPG) integration via the Dialog Pay Business platform. The company delivers its digital financial services primarily through the Dialog Pay ecosystem, formerly known as Genie. In recent developments, Dialog Finance PLC has expanded its cross-border and fintech capabilities through a strategic alliance with UnionPay International to facilitate wider digital payment acceptance, launched the Shield Gold comprehensive device protection insurance program in partnership with ProTech for financed electronics, and expanded its embedded finance architecture across retail and merchant partner networks. Founded in 1981 as Colombo Trust Finance PLC and subsequently rebranded following its acquisition by Dialog Axiata PLC, the company operates as a subsidiary of Dialog Axiata PLC, within the broader Axiata Group Berhad network, and is headquartered in Colombo, Sri Lanka.