Citizens Bancshares Corporation
Other OTCTotal Valuation
Citizens Bancshares Corporation carries a market capitalization of 94.44M, placing it among publicly traded companies globally. Its enterprise value stands at -5.91M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 94.44M |
| Enterprise Value | -5.91M |
Share Statistics
Citizens Bancshares Corporation currently has 2.17M shares outstanding.
| Shares Outstanding | 2.17M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Citizens Bancshares Corporation trades at a trailing price-to-earnings ratio of 7.62. The price-to-sales ratio is 0.94, and the price-to-book ratio stands at 0.46.
| PE Ratio | 7.62 |
| PS Ratio | 0.94 |
| PB Ratio | 0.46 |
| P/TBV Ratio | 0.38 |
| P/FCF Ratio | 10.23 |
| P/OCF Ratio | 10.18 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 9.88 |
| Debt / EBITDA | 4.06 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.24 |
| Return on Assets (ROA) | 0.58 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Citizens Bancshares Corporation has paid 575,848.00 in income taxes, reflecting an effective tax rate of 20.18.
| Income Tax | 575,848.00 |
| Effective Tax Rate | 20.18 |
Stock Price Statistics
Citizens Bancshares Corporation's stock has gained approximately 4.88% over the past 52 weeks. The 50-day moving average sits at 49.39, while the 200-day moving average is 45.74.
| Beta (5Y) | N/A |
| 52-Week Price Change | 4.88% |
| 50-Day Moving Average | 49.39 |
| 200-Day Moving Average | 45.74 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Citizens Bancshares Corporation generated 16.47M in revenue and converted that into 2.28M in net income, yielding earnings per share of 1.03.
| Revenue | 16.47M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 2.85M |
| Net Income | 2.28M |
| EBITDA | 1.29M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.03 |
Balance Sheet
Citizens Bancshares Corporation holds 38.54M in cash and equivalents against 5.22M in total debt, resulting in a net debt position of -33.31M.
| Cash & Cash Equivalents | 38.54M |
| Total Debt | 5.22M |
| Net Debt | -33.31M |
| Equity (Book Value) | 33.66M |
| Book Value Per Share | 15.25 |
| Working Capital | N/A |
Cash Flow
Citizens Bancshares Corporation produced 1.53M in operating cash flow over the past twelve months.
| Operating Cash Flow | 1.53M |
| Capital Expenditures | N/A |
| Free Cash Flow | 1.53M |
| FCF Per Share | 0.69 |
Margins
Citizens Bancshares Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 17.33 |
| Profit Margin | 13.83 |
| EBITDA Margin | 7.81 |
Dividends & Yields
The company's payout ratio of 8.54 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.19 |
| Dividend Yield | N/A |
| Payout Ratio | 8.54 |
| Shareholder Yield | -147.33 |
| FCF Yield | 9.77 |
Scores
Citizens Bancshares Corporation posts an Altman Z-Score of 0.17, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.17 |