Citizens Bancorp of Virginia, Inc.

Total Valuation

Citizens Bancorp of Virginia, Inc. carries a market capitalization of 82.21M, placing it among publicly traded companies globally. Its enterprise value stands at 37.94M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

Citizens Bancorp of Virginia, Inc. currently has 2.31M shares outstanding.

Valuation Ratios

Citizens Bancorp of Virginia, Inc. trades at a trailing price-to-earnings ratio of 10.41. The price-to-sales ratio is 2.46, and the price-to-book ratio stands at 0.83.

Enterprise Valuation

On an enterprise value basis, Citizens Bancorp of Virginia, Inc. trades at an EV/EBITDA multiple of 10.31 and an EV/FCF ratio of 8.13. The EV/Sales ratio of 2.66 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 11.47 provides insight into valuation relative to core operating earnings.

Financial Position

Financial Efficiency

Citizens Bancorp of Virginia, Inc. posts a return on equity of 8.14 and a return on invested capital of 4.74.

Taxes

Over the trailing twelve months, Citizens Bancorp of Virginia, Inc. has paid 1.06M in income taxes, reflecting an effective tax rate of 23.92.

Stock Price Statistics

Citizens Bancorp of Virginia, Inc.'s stock has gained approximately 30% over the past 52 weeks. The 50-day moving average sits at 38.88, while the 200-day moving average is 35.88.

Income Statement

Over the trailing twelve months, Citizens Bancorp of Virginia, Inc. generated 14.26M in revenue and converted that into 3.37M in net income, yielding earnings per share of 1.44. EBITDA reached 3.68M, while operating income came in at 3.31M.

Balance Sheet

Citizens Bancorp of Virginia, Inc. holds 9.11M in cash and equivalents against 12.02M in total debt, resulting in a net debt position of 2.90M.

Cash Flow

Citizens Bancorp of Virginia, Inc. produced 4.66M in operating cash flow over the past twelve months. After subtracting -7,902.00 in capital expenditures, free cash flow totaled 4.65M - equivalent to 1.99 per share.

Margins

Citizens Bancorp of Virginia, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 23.19 and net profit margin of 23.61 provide insight into operational efficiency.

Dividends & Yields

The company's payout ratio of 47.05 indicates the proportion of earnings distributed to shareholders.

Scores

Citizens Bancorp of Virginia, Inc. posts an Altman Z-Score of 0.31, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.